---
type: "industry"
title: "Agent Banking APIs for CSP & BC | Eko Platform Services"
description: "Scale your agent network with AePS, DMT, and BBPS under Eko's BCNM license. 200K+ agents, dual AePS gateway, daily commission settlement."
keywords: "csp api india, bc agent api, white label aeps, agent banking platform india"
slug: "agent-networks-csp"
category: "agent-retail"
canonical: "https://eps.eko.in/industries/agent-networks-csp"
---


> **Canonical URL:** https://eps.eko.in/industries/agent-networks-csp
> _This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above._

# Agent Banking APIs for CSP & BC networks

Scale your agent network with AePS, DMT, and BBPS — all under Eko's BCNM license. No separate licensing required for individual agents.

To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707

## Trust Signals

- 200K+ agents served
- NPCI & RBI compliant
- 99.9% uptime

## The Challenge

Running a BC/CSP network means juggling NPCI compliance, biometric device management, agent onboarding, commission settlement, and multi-gateway routing — all while maintaining 99%+ transaction success rates. Eko provides the complete infrastructure so you focus on distribution, not technology.

## Recommended Solution Packs

### Assisted Banking Agent Pack _(featured)_
AePS + DMT + BBPS for complete agent banking.

**Includes:** AePS, DMT, BBPS, PPI DigiKhata, Mobile OTP, SMS

[View solution pack](https://eps.eko.in/solutions/assisted-banking-agent-pack)

### Rural Financial Services Pack
Lighter agent stack with PAN + Bank Verification add-ons.

**Includes:** AePS, DMT, PAN, Bank Verification

[View solution pack](https://eps.eko.in/solutions/rural-financial-services-pack)

### Migrant Remittance Hub Pack
Optimized for urban migrant remittance corridors.

**Includes:** DMT, AePS, Mobile OTP

[View solution pack](https://eps.eko.in/solutions/migrant-remittance-hub-pack)

## Recommended APIs

| API | Description | Relevance | Link | Markdown Link |
| --- | --- | --- | --- | --- |
| AePS Cashout | Biometric cash withdrawal — the core agent service | High | [Details](https://eps.eko.in/products/aeps-api) | [Markdown](https://eps.eko.in/products/aeps-api.md) |
| DMT | Cash-to-bank remittance for walk-in customers | High | [Details](https://eps.eko.in/products/dmt-api) | [Markdown](https://eps.eko.in/products/dmt-api.md) |
| BBPS | Bill payments that drive daily footfall | High | [Details](https://eps.eko.in/products/bbps-api) | [Markdown](https://eps.eko.in/products/bbps-api.md) |
| PAN Verification | Agent and customer KYC | Medium | [Details](https://eps.eko.in/products/pan-verification-api) | [Markdown](https://eps.eko.in/products/pan-verification-api.md) |
| Bank Verification | Validate beneficiary accounts | Medium | [Details](https://eps.eko.in/products/bank-verification-api) | [Markdown](https://eps.eko.in/products/bank-verification-api.md) |

## Use Case Scenarios

### Scale from 100 to 10,000 agents
**Situation:** A BCNM distributor wants to rapidly scale their network.

**Integration:** Eko's Assisted Banking Pack provides the complete tech stack. The distributor focuses on recruitment and field support.

**Outcome:** 10x agent growth in 6 months with zero additional engineering headcount.

### Urban remittance corridor
**Situation:** Agents near industrial hubs serve migrant workers sending money home.

**Integration:** DMT API handles instant IMPS transfers. AePS enables recipients to withdraw at village-level agents.

**Outcome:** ₹50 Cr monthly remittance volume, ₹3 avg cost per transaction.

## Why Eko

### No separate BC license needed
Eko is the BCNM — individual agents operate under Eko's licence.

### Dual AePS gateway
FingPay + FINO gateways for highest success rates with automatic failover.

### Commission engine built-in
Configurable multi-tier commission structure with daily settlement.

### 5 pre-integrated biometric devices
Mantra, Morpho, Startek and more — no device integration needed.

## Integration Steps

1. **Sign Up** — Create an account on Connect App and get your sandbox credentials.
2. **Submit KYC** — Complete your business KYC verification process.
3. **Integrate APIs** — Use our comprehensive documentation to integrate the APIs.
4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment.
5. **Go Live** — Get production credentials and start processing real transactions.

## Compliance

### RBI BC Directions
Eko provides the BCNM infrastructure — agents operate as sub-agents under regulatory cover.

### NPCI AePS guidelines (OC 88/91)
Dual-gateway architecture and daily auth comply with NPCI circular requirements.

## FAQs

### Do agents need individual BC licenses?
No. Under Eko's BCNM license, individual agents are onboarded as Eko sub-agents. No separate RBI registration required.

### What's the agent onboarding process?
Agent KYC (PAN + Aadhaar + photo), biometric device registration, and daily authentication. Typical activation in 24–48 hours.

### How does commission settlement work?
Eko settles agent commissions daily to their registered bank account or Eko wallet. Configurable multi-tier commission structures for distributors.

## Related Industries

- [Kirana & Retail](https://eps.eko.in/industries/kirana-retail) ([markdown](https://eps.eko.in/industries/kirana-retail.md))
- [Microfinance](https://eps.eko.in/industries/microfinance) ([markdown](https://eps.eko.in/industries/microfinance.md))
- [Agriculture](https://eps.eko.in/industries/agriculture) ([markdown](https://eps.eko.in/industries/agriculture.md))