---
type: "industry"
title: "Healthcare APIs | Staff BGV, Patient KYC & Medical Payments | Eko"
description: "Background verification, credential check, and payment APIs for India's healthcare sector. EPFO, DigiLocker, PAN, Aadhaar for doctor and nurse BGV. DPDP compliant."
keywords: "healthcare bgv api india, doctor verification api, nurse credential verification api, healthcare kyc api india, medical credit api"
slug: "healthcare"
category: "sector-specific"
canonical: "https://eps.eko.in/industries/healthcare"
---


> **Canonical URL:** https://eps.eko.in/industries/healthcare
> _This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above._

# Healthcare APIs for staff verification, patient KYC & payments

Verify doctors, nurses, and hospital staff instantly — background checks, council registration validation, and employment history — with the same platform handling patient payments and medical credit.

To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707

## Trust Signals

- EPFO & DigiLocker Integration
- RBI Compliant
- 99.9% Uptime

## The Challenge

India's healthcare sector employs over 7 million people — yet it faces an acute credential fraud problem. Fake nursing and medical degrees are prevalent; without verified employment history and council registration, hospitals face regulatory and liability risk from unqualified practitioners.

On the payment side, healthcare NBFCs offering medical credit need the same KYC flow as any digital lender — PAN, Aadhaar, bank account — but with medical document overlays via DigiLocker. Patient identity verification during hospital admission increasingly needs digital, API-driven flows as insurance pre-authorisations move online.

## Recommended Solution Packs

### Employee BGV Pack _(featured)_
Instant BGV for healthcare hires — PAN, Aadhaar, EPFO employment history, education certificates, and address in under 5 minutes.

**Includes:** PAN Verification, Aadhaar Verification, Employee Verification (EPFO), DigiLocker, DL Verification, Reverse Geocoding

[View solution pack](https://eps.eko.in/solutions/employee-bgv-pack)

### Lending KYC Pack
Medical credit and healthcare BNPL — patient KYC, bank verification, and instant disbursal in one flow.

**Includes:** Mobile OTP, PAN Advanced, Bank Verification, DigiLocker, Fund Transfer

[View solution pack](https://eps.eko.in/solutions/lending-kyc-pack)

## Recommended APIs

| API | Description | Relevance | Link | Markdown Link |
| --- | --- | --- | --- | --- |
| PAN Verification | Doctor and staff identity for employment and contractor compliance | High | [Details](https://eps.eko.in/products/pan-verification-api) | [Markdown](https://eps.eko.in/products/pan-verification-api.md) |
| Aadhaar Verification | Address and biometric identity for patient onboarding and health insurance KYC | High | [Details](https://eps.eko.in/products/aadhaar-verification-api) | [Markdown](https://eps.eko.in/products/aadhaar-verification-api.md) |
| Employee Verification (EPFO) | Verify employment history of doctors, nurses, and paramedics at prior institutions | High | [Details](https://eps.eko.in/products/employee-verification-api) | [Markdown](https://eps.eko.in/products/employee-verification-api.md) |
| DigiLocker | Pull degree certificates, nursing council registrations, and medical diplomas — eliminates fake credentials | High | [Details](https://eps.eko.in/products/digilocker-api) | [Markdown](https://eps.eko.in/products/digilocker-api.md) |
| Bank Account Verification | Verify doctor payout and patient insurance claim accounts | High | [Details](https://eps.eko.in/products/bank-verification-api) | [Markdown](https://eps.eko.in/products/bank-verification-api.md) |
| BBPS | Collect patient EMI payments and hospital subscription fees on Bharat Connect | Medium | [Details](https://eps.eko.in/products/bbps-api) | [Markdown](https://eps.eko.in/products/bbps-api.md) |

## Use Case Scenarios

### Hospital chain mass hiring verification
**Situation:** A 50-hospital chain hires 2,000 nurses and paramedics quarterly. Fake nursing council registrations are a recurring problem.

**Integration:** Employee BGV Pack: DigiLocker fetches nursing council certificates at source → EPFO confirms prior employment at registered hospitals → PAN + Aadhaar confirm identity.

**Outcome:** Fake credential rate dropped from 4% to zero. Hiring decision same-day instead of 10 business days.

### Medical credit / healthcare BNPL
**Situation:** A hospital group partners with an NBFC to offer EMI financing for surgeries. Patients need KYC before discharge.

**Integration:** Lending KYC Pack at bedside: patient scans Aadhaar QR → PAN verified → bank account confirmed → loan disbursed to hospital account within the admission window.

**Outcome:** 70% of eligible patients opted for EMI financing. Hospital bad debt from unpaid bills reduced 40%.

### Locum doctor credential verification
**Situation:** A healthtech staffing platform places locum doctors and needs to verify medical registration within hours of a request.

**Integration:** PAN + DigiLocker confirm medical degree and NMC registration. EPFO lookup checks prior hospital employment. Bank account verified for fee settlement.

**Outcome:** Locum placement time from 3 days to 4 hours. Liability from unregistered doctors eliminated.

## Why Eko

### Source-verified credentials
DigiLocker pulls certificates directly from issuing universities and nursing councils — impossible to forge.

### EPFO employment history
Verify every hospital a doctor or nurse has been registered with — no reference calls required.

### Healthcare-specific KYC flows
Pre-built flows for doctor onboarding, patient credit, and nursing staff BGV — not generic verification.

## Integration Steps

1. **Sign Up** — Create an account on Connect App and get your sandbox credentials.
2. **Submit KYC** — Complete your business KYC verification process.
3. **Integrate APIs** — Use our comprehensive documentation to integrate the APIs.
4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment.
5. **Go Live** — Get production credentials and start processing real transactions.

## FAQs

### Can DigiLocker fetch nursing council and medical degree certificates?
Yes. DigiLocker stores credentials from NMC, state nursing councils, and accredited universities — all fetchable with employee consent via Eko's DigiLocker API.

### What if a nurse worked at a small clinic not registered with EPFO?
For informal employment, the BGV relies on DigiLocker credentials + Aadhaar address verification. The EPFO check flags gaps for your manual review workflow.

### Can I use Eko for patient identity verification during hospital admission?
Yes. Aadhaar OTP verification confirms patient identity and current address at admission. PAN verification is used for high-value insurance pre-authorisations.

### Is bulk BGV supported for a hospital chain?
Yes. All verification APIs support bulk batch mode.

## Related Industries

- [Staffing & HR](https://eps.eko.in/industries/staffing-hr) ([markdown](https://eps.eko.in/industries/staffing-hr.md))
- [Lending & NBFC](https://eps.eko.in/industries/lending-nbfc) ([markdown](https://eps.eko.in/industries/lending-nbfc.md))
- [Insurance](https://eps.eko.in/industries/insurance) ([markdown](https://eps.eko.in/industries/insurance.md))