--- type: "industry" title: "SaaS Platform APIs | Embed KYC, Verification & Payments | Eko" description: "Embed PAN, GST, bank, Aadhaar, and payment APIs into your SaaS product. One integration, full compliance coverage. Sandbox in minutes. Used by 500+ platforms." keywords: "saas verification api india, embed kyc api saas, pan verification api for saas, bank verification api india, fintech api platform india" slug: "saas-platforms" category: "digital-tech" canonical: "https://eps.eko.in/industries/saas-platforms" --- > **Canonical URL:** https://eps.eko.in/industries/saas-platforms > _This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above._ # SaaS Platform APIs for embedded verification & payments Embed KYC, verification, and payment APIs directly into your SaaS product — give your customers instant onboarding, compliance, and transaction capabilities without building the infrastructure yourself. To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707 ## Trust Signals - Trusted by 50,000+ businesses - RBI compliant - 99.9% uptime ## The Challenge SaaS platforms increasingly need to offer financial and compliance features — KYC for onboarding, bank verification for payouts, GST validation for billing, or lending data for credit-embedded products. Building and maintaining these integrations in-house means managing 6–10 different vendor contracts, disparate APIs, and ongoing compliance updates as regulations change. Eko provides a single API platform that SaaS builders can embed as a backend service — one set of credentials, one dashboard, one contract covering PAN, GST, bank, Aadhaar, DigiLocker, and payment rails. Your product ships faster; your customers get features they'd otherwise build themselves. ## Recommended Solution Packs ### Lending KYC Pack _(featured)_ Embed a complete borrower verification flow — OTP, PAN, bank, DigiLocker, GST — into your lending or credit SaaS. **Includes:** Mobile OTP, PAN Advanced, Bank Verification, DigiLocker, GST Verification, Fund Transfer [View solution pack](https://eps.eko.in/solutions/lending-kyc-pack) ### Merchant Onboarding Pack Add merchant/seller KYB to your SaaS — PAN, GST, bank in one workflow. **Includes:** PAN Verification, GST Verification, Bank Verification, Aadhaar Verification [View solution pack](https://eps.eko.in/solutions/merchant-onboarding-pack) ### MSME Credit Assessment Pack Embed alternative credit scoring using GST + ITR data into your fintech or accounting SaaS. **Includes:** GST Verification, PAN Advanced, Bank Verification, DigiLocker [View solution pack](https://eps.eko.in/solutions/msme-credit-assessment-pack) ## Recommended APIs | API | Description | Relevance | Link | Markdown Link | | --- | --- | --- | --- | --- | | PAN Verification | Embed identity verification for user onboarding, admin KYC, or contractor compliance | High | [Details](https://eps.eko.in/products/pan-verification-api) | [Markdown](https://eps.eko.in/products/pan-verification-api.md) | | Bank Account Verification | Validate payout accounts before disbursing wages, refunds, or commissions | High | [Details](https://eps.eko.in/products/bank-verification-api) | [Markdown](https://eps.eko.in/products/bank-verification-api.md) | | GST Verification | Validate business registrations and filing status within your B2B platform | High | [Details](https://eps.eko.in/products/gst-verification-api) | [Markdown](https://eps.eko.in/products/gst-verification-api.md) | | Aadhaar Verification | Add address verification to user or agent onboarding flows | High | [Details](https://eps.eko.in/products/aadhaar-verification-api) | [Markdown](https://eps.eko.in/products/aadhaar-verification-api.md) | | DigiLocker | Pull ITRs, Aadhaar, driving licences, and education certificates paperlessly | High | [Details](https://eps.eko.in/products/digilocker-api) | [Markdown](https://eps.eko.in/products/digilocker-api.md) | | BBPS | Embed bill payment collection for fee collection or subscription billing | Medium | [Details](https://eps.eko.in/products/bbps-api) | [Markdown](https://eps.eko.in/products/bbps-api.md) | | UPI Payout | Programmatic payouts to users, vendors, or partners from within your platform | Medium | [Details](https://eps.eko.in/products/upi-payout-api) | [Markdown](https://eps.eko.in/products/upi-payout-api.md) | ## Use Case Scenarios ### Embedded BGV in an HR SaaS **Situation:** An HR software company wants to offer 'instant employee BGV' as a premium feature — without building verification infrastructure. **Integration:** They embed Eko's PAN + Employee Verification + DigiLocker APIs via a single SDK. Customers click 'Run BGV' inside the HR tool; Eko handles every step. **Outcome:** New premium tier launched in 3 weeks. 40% of enterprise customers upgraded for the BGV feature. ### Fintech SaaS adds MSME credit scoring **Situation:** An accounting SaaS for CAs wants to add a 'loan eligibility' widget for their SME clients. **Integration:** MSME Credit Assessment Pack: GST history fetch → PAN identity link → bank account validation. The SaaS presents a credit score to CAs in-app. **Outcome:** NBFC partner secured within 2 months. ₹50 Cr in loan applications generated in the first quarter. ### Marketplace SaaS automates seller KYB **Situation:** A white-label marketplace platform needs every client's sellers to complete KYB before listing products. **Integration:** Merchant Onboarding Pack embedded as an API call within the seller registration webhook. PAN + GST + bank happen automatically on signup. **Outcome:** Zero failed payouts from unverified accounts. Marketplace clients see 80% fewer KYB support tickets. ## Why Eko ### One API, all compliance features PAN, GST, bank, Aadhaar, DigiLocker, payments — one key, one contract, one dashboard. ### Embed in days, not quarters RESTful APIs with detailed SDKs — typical SaaS integration completed in 3–5 days. ### Usage-based pricing Pay per API call — no minimum commitment. Pass costs to customers or absorb in your margin. ### 99.9% uptime SLA Enterprise-grade reliability with dedicated support for SaaS platform partners. ## Integration Steps 1. **Sign Up** — Create an account on Connect App and get your sandbox credentials. 2. **Submit KYC** — Complete your business KYC verification process. 3. **Integrate APIs** — Use our comprehensive documentation to integrate the APIs. 4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment. 5. **Go Live** — Get production credentials and start processing real transactions. ## FAQs ### Can I white-label Eko's verification flows inside my SaaS? Yes. The APIs are headless — you build the UI, Eko powers the data layer. Your customers see your brand throughout. ### How do I handle user consent for verification? Eko's API responses include a consent token. You capture consent in your UI and pass it with the API call — Eko logs it for audit under the DPDP Act. ### Is there a per-seat or platform fee? No platform fee. Billing is purely per API call. Volume pricing tiers kick in at 1,000+ monthly calls. ### Can my SaaS customers get their own API credentials? Yes. Eko supports multi-tenant API key issuance for SaaS platforms — each of your customers gets their own credentials, billing rolls up under your master account. ### What's the sandbox-to-production timeline? Sandbox is available immediately on signup. Production go-live takes 3–5 business days after platform KYC submission. ## Related Industries - [Marketplaces](https://eps.eko.in/industries/marketplaces) ([markdown](https://eps.eko.in/industries/marketplaces.md)) - [Lending & NBFC](https://eps.eko.in/industries/lending-nbfc) ([markdown](https://eps.eko.in/industries/lending-nbfc.md)) - [Accounting & Tax](https://eps.eko.in/industries/accounting-tax) ([markdown](https://eps.eko.in/industries/accounting-tax.md))