# Eko Platform Services

> EPS (Eko Platform Services) is an API platform for payments, banking correspondent services (AePS, DMT, BBPS), and identity verification (PAN, Aadhaar, bank, GST, DL, RC, etc.) in India. Markdown versions of every page are available at the URLs below.

- [Site index](https://eps.eko.in/index.md): Full list of API products, industries, and solution packs
- [All Products](https://eps.eko.in/products.md): Full listing of all API products by category
- [Pricing](https://eps.eko.in/pricing.md): Full per-transaction rate card for all verification APIs
- [FAQ](https://eps.eko.in/faq.md): Common questions on integration, auth, testing, billing, versioning and compliance
- [API Recipes](https://eps.eko.in/recipe.md): Multi-step workflows — the order to call endpoints in, and how to branch on each response

## Products
- [Domestic Money Transfer (DMT)](https://eps.eko.in/products/dmt-api.md): Instant domestic money transfer via IMPS/NEFT
- [AePS Cashout](https://eps.eko.in/products/aeps-api.md): Aadhaar-enabled biometric cash withdrawal & transfer
- [PPI Wallet](https://eps.eko.in/products/ppi-api.md): Prepaid (PPI) wallet & bank transfers (Levin & DigiKhata)
- [Bharat Bill Payment System (BBPS)](https://eps.eko.in/products/bbps-api.md): Bill payments for 25+ biller categories via Bharat Connect
- [Mobile/OTP Verification](https://eps.eko.in/products/mobile-otp-verification-api.md): Send, verify & validate mobile OTPs with a signed proof token
- [PAN Verification](https://eps.eko.in/products/pan-verification-api.md): Full PAN identity fetch in <2 seconds
- [Bank Account Verification](https://eps.eko.in/products/bank-verification-api.md): Penny-drop bank account validation
- [GST Verification](https://eps.eko.in/products/gst-verification-api.md): GSTIN lookup & filing status
- [DigiLocker Integration](https://eps.eko.in/products/digilocker-api.md): Fetch notarised docs — Aadhaar, DL, marksheets, etc
- [UPI ID (VPA) Verification](https://eps.eko.in/products/upi-verification-api.md): Validate UPI ID (VPA) in real time
- [Driving Licence Verification](https://eps.eko.in/products/dl-verification-api.md): Driving licence validity & details
- [Vehicle & RC Verification](https://eps.eko.in/products/vehicle-rc-verification-api.md): Vehicle registration, ownership & insurance details
- [Employee Verification](https://eps.eko.in/products/employee-verification-api.md): Employment & background check via EPFO
- [Reverse Geocoding](https://eps.eko.in/products/reverse-geocoding-api.md): Convert GPS coordinates to address
- [Voter ID Verification](https://eps.eko.in/products/voter-id-verification-api.md): Validate voter ID (EPIC) details instantly
- [Passport Verification](https://eps.eko.in/products/passport-verification-api.md): Verify Indian passport details using file number and date of birth
- [CIN Verification](https://eps.eko.in/products/cin-verification-api.md): Validate Company Identification Numbers via MCA
- [IP Verification](https://eps.eko.in/products/ip-verification-api.md): Geo-locate and risk-score IP addresses
- [Name Match](https://eps.eko.in/products/name-match-api.md): Fuzzy name matching across identity documents
- [ITR Compliance Check](https://eps.eko.in/products/itr-compliance-api.md): Check income tax return filing and compliance status
- [DIN Verification](https://eps.eko.in/products/din-verification-api.md): Verify Director Identification Numbers via MCA
- [E-Challan Verification](https://eps.eko.in/products/e-challan-verification-api.md): Check pending traffic challans for vehicles
- [Email Verification](https://eps.eko.in/products/email-verification-api.md): Validate email address deliverability and risk
- [FSSAI License Verification](https://eps.eko.in/products/fssai-verification-api.md): Verify FSSAI food license details and status

## Industries
- [Lending & NBFC](https://eps.eko.in/industries/lending-nbfc.md): KYC, disbursal & EMI collection for digital lenders
- [Microfinance](https://eps.eko.in/industries/microfinance.md): Digitize field collection & disbursal for MFIs
- [Insurance](https://eps.eko.in/industries/insurance.md): Auto-fill proposals & verify policyholders instantly
- [Agent Networks (CSP/BC)](https://eps.eko.in/industries/agent-networks-csp.md): Scale BC/CSP operations under Eko's BCNM license
- [Kirana & Retail](https://eps.eko.in/industries/kirana-retail.md): Turn shops into banking touchpoints for extra income
- [Marketplaces](https://eps.eko.in/industries/marketplaces.md): Seller KYB & onboarding for marketplace platforms
- [Staffing & HR](https://eps.eko.in/industries/staffing-hr.md): Background verification for temp & permanent hires
- [Logistics & Fleet](https://eps.eko.in/industries/logistics-fleet.md): Driver & vehicle compliance for fleet operators
- [SaaS Platforms](https://eps.eko.in/industries/saas-platforms.md): Embed verification & payments in your SaaS product
- [E-commerce](https://eps.eko.in/industries/e-commerce.md): Seller KYB & delivery partner verification
- [Agriculture](https://eps.eko.in/industries/agriculture.md): Financial services for farmers & FPOs
- [Automotive](https://eps.eko.in/industries/automotive.md): Vehicle financing & insurance verification APIs
- [Travel](https://eps.eko.in/industries/travel.md): Agent KYB & payment verification for travel platforms
- [Education](https://eps.eko.in/industries/education.md): Student loan APIs & BBPS fee collection
- [Healthcare](https://eps.eko.in/industries/healthcare.md): Staff BGV & patient verification for hospitals
- [Real Estate](https://eps.eko.in/industries/real-estate.md): Home loan KYC & broker verification APIs
- [Accounting & Tax](https://eps.eko.in/industries/accounting-tax.md): GST filing data & MSME credit assessment for CAs

## Solutions
- [Assisted Banking Agent Pack](https://eps.eko.in/solutions/assisted-banking-agent-pack.md): AePS + DMT + BBPS for kirana & CSP networks
- [Lending KYC Pack](https://eps.eko.in/solutions/lending-kyc-pack.md): Onboard borrowers in under 90 seconds
- [Merchant Onboarding Pack](https://eps.eko.in/solutions/merchant-onboarding-pack.md): KYB + payment activation for merchants & sellers
- [MSME Credit Assessment Pack](https://eps.eko.in/solutions/msme-credit-assessment-pack.md): Credit scoring via GST & ITR data
- [MFI Field Operations Pack](https://eps.eko.in/solutions/mfi-field-operations-pack.md): Paperless KYC & biometric collections for MFIs
- [Employee BGV Pack](https://eps.eko.in/solutions/employee-bgv-pack.md): Instant employee background checks in one API call
- [Rural Financial Services Pack](https://eps.eko.in/solutions/rural-financial-services-pack.md): Last-mile financial access for Tier 3+ markets
- [DBT Cashout Pack](https://eps.eko.in/solutions/dbt-cashout-pack.md): Government DBT withdrawal at agent points via AePS
- [Migrant Remittance Hub Pack](https://eps.eko.in/solutions/migrant-remittance-hub-pack.md): Urban-to-rural cash remittance for migrant workers
- [Gig Worker Onboarding Pack](https://eps.eko.in/solutions/gig-worker-onboarding-pack.md): Onboard delivery & gig workers in under 3 minutes
- [Fleet Compliance Pack](https://eps.eko.in/solutions/fleet-compliance-pack.md): RC + DL + insurance compliance for fleet operators
- [Motor Insurance Pack](https://eps.eko.in/solutions/motor-insurance-pack.md): Vehicle RC + owner verification for motor insurance

## Getting started for developers
- Sign up at https://eps.eko.in/console — verify identity (with your PAN), load your wallet, and test the verification APIs live before integrating.
- Ready to build? Free AI plugins, MCP & SDKs at https://eps.eko.in/ai.

## Getting started for AI Coding Agents

AI coding agents can get started immediately to dicsover APIs, auth, and integration recipes without scraping the HTML pages, and without the need for signup.

- Install the EPS context MCP (`eps-context-mcp`) to get structured access to the latest API specs, HMAC request signing, and integration recipes — so you can integrate Eko's APIs end-to-end without guessing from these pages. Run `npx -y @ekoindia/eps-context-mcp@latest`, or see per-agent setup at https://eps.eko.in/ai#install (Markdown: https://eps.eko.in/ai.md). Claude Code & Codex have a native two-step plugin install; other agents wire the MCP directly.
- **Developer docs:** https://eps.eko.in/docs (Markdown: https://eps.eko.in/docs.md)
- **Authentication:** https://eps.eko.in/auth (Markdown: https://eps.eko.in/auth.md)
- **Test credentials:** For UAT and testing during development, use developer_key=becbbce45f79c6f5109f848acd540567 and access_key=d2fe1d99-6298-4af2-8cc5-d97dcf46df30
- [Full Machine bundle](https://eps.eko.in/agent/eps.json): Canonical JSON of every endpoint, topic, and recipe (context heavy)
- [Endpoint index](https://eps.eko.in/agent/index.json): Compact list; fetch /agent/api/<slug>.json for details
- [OpenAPI](https://eps.eko.in/openapi.json): OpenAPI 3.1 document
- [AI hub](https://eps.eko.in/ai): All agent artifacts + install instructions