---
type: "product"
title: "AePS API - Aadhaar Enabled Payment System"
description: "Enable Aadhaar-based banking services with Eko's AePS API. Cash withdrawal, balance enquiry, mini statements, and fund transfers using Aadhaar authentication."
keywords: "AePS API, Aadhaar enabled payment system, Aadhaar banking API, biometric payment API, rural banking API, Eko API"
slug: "aeps-api"
category: "payment"
canonical: "https://eps.eko.in/products/aeps-api"
docs_url: "https://developers.eko.in/docs/aeps"
---


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# Aadhaar Enabled Payment System

Bring banking services to every corner of India with AePS. Enable cash withdrawals, balance enquiries, and fund transfers using just Aadhaar and fingerprint authentication.

_Aadhaar-enabled payment services for rural and underbanked segments_

To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707

## Features

### Cash Withdrawal
Enable customers to withdraw cash from any bank account using Aadhaar and biometric authentication.

### Balance Enquiry
Check account balance instantly using Aadhaar number and fingerprint verification.

### Mini Statement
Retrieve the last few transactions for any Aadhaar-linked bank account.

### Fund Transfer
Transfer funds between Aadhaar-linked accounts securely and instantly.

### Biometric Authentication
Secure transactions with Aadhaar-based biometric verification using UIDAI.

### Multi-Bank Support
Connect to all major banks in India through a single integration.

## Benefits

### Financial Inclusion
Bring banking services to rural and underbanked populations without traditional infrastructure.

### No Debit Card Required
Customers only need their Aadhaar number and fingerprint - no cards or PINs needed.

### Secure & Compliant
UIDAI-certified biometric authentication ensures secure and compliant transactions.

### Build Retailer Network
Enable local retailers to become banking points and earn commissions.

### 24/7 Operations
Provide banking services round the clock, even in areas without bank branches.

### Easy Integration
Simple REST APIs with comprehensive documentation and sandbox environment.

## Use Cases

- Banking Correspondents
- Rural Financial Services
- Kirana Store Banking
- CSC Centers
- Microfinance Institutions
- Government Disbursements

## Integration Steps

1. **Sign Up** — Create an account on Connect App and get your sandbox credentials.
   > Tip: Takes less than a minute
2. **Submit KYC** — Complete your KYC verification process by submitting the required documents.
3. **Integrate API** — Use our comprehensive documentation to integrate the APIs.
4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment.
5. **Onboard Retailers** — Start onboarding retailers to offer AePS services.
6. **Go Live** — Launch your AePS services and start serving customers.

## FAQs

### What is AePS?
AePS (Aadhaar Enabled Payment System) is a bank-led model that allows online financial transactions at Micro ATM through Aadhaar authentication. It uses NPCI infrastructure and enables customers to use Aadhaar for bank transactions.

### What biometric devices are supported?
We support all UIDAI-certified biometric devices including Morpho, Mantra, Startek, and others. Contact our team for the complete list of supported devices.

### What is the transaction limit for AePS?
Cash withdrawal limits vary by bank but typically range from ₹10,000 to ₹50,000 per transaction. Some banks allow higher limits for specific use cases.

### Do I need special certification?
Yes, you need to be a certified AePS operator. Eko can help you with the certification process and provide all necessary support.

### How is commission calculated?
Commission is earned on every successful transaction. The exact rates depend on your agreement and transaction volumes. Contact our team for detailed pricing.

## API Documentation

- [Full developer docs](https://developers.eko.in/docs/aeps)

## Related Products

- [DMT](https://eps.eko.in/products/dmt-api) — Instant domestic money transfer via IMPS/NEFT ([markdown](https://eps.eko.in/products/dmt-api.md))