---
type: "product"
title: "Name Match API India | AI-Powered Name Matching for KYC & Compliance"
description: "AI-powered name matching API trained on 100M+ Indian name records. Compare names across identity documents — handles initials, phonetic variants, regional spellings, and salutations."
category: "verification"
canonical: "https://eps.eko.in/products/name-match-api"
---


> **Canonical URL:** https://eps.eko.in/products/name-match-api
> This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above.

# Name Match API for Cross-Document Identity Verification

AI-powered name comparison trained on 100M+ Indian name records. Compare names across PAN, Aadhaar, bank, and GST records — get a match score (0–1) and category (Direct Match, Partial Match, No Match) for automated KYC decisions.

_AI-powered name matching across identity documents_

To get started, fill the form at https://eps.eko.in/signup (with your name, mobile number and email) or call us at +919513181707

## Overview

Name Match is an AI-powered name comparison API built for India's complex naming conventions. Trained on over 100 million Indian name records, it handles initials, abbreviations, phonetic and regional spelling variants, salutation patterns, and subset matching — returning a match score (0 to 1) and match category for automated decision-making.

## Features

- Indian Name Intelligence: Handles initials, middle names, abbreviations, and subset matching (e.g. Harsh Kishore → HKishore) with high accuracy.
- Phonetic & Regional Variants: Understands phonetic similarities and regional spelling variations across Indian languages and naming conventions.
- Context-Aware Matching: Considers name sequence, gender, regional norms, and salutation patterns (e.g. S/O, D/O) for accurate results.
- Score + Category Response: Returns a 0–1 score with match categories: Direct Match (1.0), Good Partial (0.85–0.99), Moderate Partial (0.60–0.84), Poor Partial (0.34–0.59), No Match (0–0.33).

## Who Should Use This

- Lending and financial institutions
- Accounting and tax platforms
- Marketplace and e-commerce platforms
- Enterprises performing KYC/KYB

## Use Cases

- Cross-document KYC name validation
- ITC fraud detection via GST-PAN-bank name checks
- Lending name match for fraud prevention
- Merchant onboarding name consistency checks
- Payout reconciliation
- Risk and fraud prevention

## What Can You Verify With Name Match API?

- **Score** — Numeric match score between 0 and 1. Thresholds: 1.0 = Direct Match; 0.85–0.99 = Good Partial Match; 0.60–0.84 = Moderate Partial Match; 0.34–0.59 = Poor Partial Match; 0.00–0.33 = No Match.
- **Reason** — Human-readable explanation of the match result — effectively the match category label along with the AI model's rationale (e.g. initials expansion, phonetic match, subset match).

## API Preview — Name Match API

`POST /tools/kyc/name-match`

### Example inputs

| Field | Value |
| --- | --- |
| Name 1 | S K Mishra |
| Name 2 | Satish Kumar Mishra |

### Example outputs

| Field | Value |
| --- | --- |
| Score | 0.92 |
| Reason | Names match with initials expanded |

## Integration Steps

1. **Sign Up** — Create an account on Connect App and get your sandbox credentials.
2. **Submit KYC** — Complete your KYC verification process by submitting the required documents.
3. **Integrate API** — Use our comprehensive documentation to integrate the APIs.
4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment.
5. **Go Live** — Start matching names in production.

## FAQs

### How does the matching work?
Name Match uses AI trained on 100M+ Indian name records. It handles initials, phonetic variants, regional spellings, salutation patterns (S/O, D/O), subset matching, and name ordering variations.

### What is the score range?
The API returns a score from 0 to 1: Direct Match (1.0), Good Partial Match (0.85–0.99), Moderate Partial Match (0.60–0.84), Poor Partial Match (0.34–0.59), No Match (0–0.33). Set your own threshold based on risk tolerance.

### What examples of Indian name variations does it handle?
Initials (S K Mishra → Satish Kumar Mishra), subsets (Harsh Kishore → HKishore), salutations (Aditya Roy S/O Jatin), missing middle names, extra spaces, and phonetic/regional spelling variants.

### Can I use this for GST ITC fraud detection?
Yes. Cross-validating supplier PAN name, GST trade name, and bank account holder name catches fake invoice fraud that manual review misses.

### Can the API handle high volumes?
Yes. The API is designed to handle large-scale volumes reliably without performance degradation.

### How does API authentication work?
Every API call is secured with one-time-use tokens generated using asymmetric cryptography. After signing up, you will receive your developer-key and secret-key for both UAT and production environments, which you can use to generate tokens for authenticating your API requests.

### How are errors and failures reported?
Every response includes a status code and a human-readable message. Failed requests return specific error codes indicating the reason, so you can handle each case programmatically.

### Is there a sandbox environment for testing?
Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.

### How is API usage billed?
Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.

### How do I get started?
Sign up on Connect App, submit the required documents, integrate the REST API using our sandbox environment, and go live.

## API Documentation

- [Full developer docs](https://developers.eko.in/reference/name-match)

## Related Products

- [PAN Verification](https://eps.eko.in/products/pan-verification-api): Full PAN identity fetch in <2 seconds ([markdown](https://eps.eko.in/products/pan-verification-api.md))
- [Bank Account Verification](https://eps.eko.in/products/bank-verification-api): Penny-drop bank account validation ([markdown](https://eps.eko.in/products/bank-verification-api.md))
- [GST Verification](https://eps.eko.in/products/gst-verification-api): GSTIN lookup & filing status ([markdown](https://eps.eko.in/products/gst-verification-api.md))
- [DigiLocker Integration](https://eps.eko.in/products/digilocker-api): Fetch notarised docs — Aadhaar, DL, marksheets, etc ([markdown](https://eps.eko.in/products/digilocker-api.md))
- [UPI ID (VPA) Verification](https://eps.eko.in/products/upi-verification-api): Validate UPI ID (VPA) in real time ([markdown](https://eps.eko.in/products/upi-verification-api.md))

- [Site index](https://eps.eko.in/index.md): Full list of API products, industries, and solution packs