---
type: "product"
title: "UPI Payout API - Instant UPI Transfers"
description: "Send instant payouts to any UPI ID with Eko's UPI Payout API. Instant transfers, bulk payouts, and real-time status updates for businesses."
keywords: "UPI payout API, instant payout API, UPI transfer API, bulk UPI payout, vendor payout API, Eko API"
slug: "upi-payout-api"
category: "payment"
canonical: "https://eps.eko.in/products/upi-payout-api"
docs_url: "https://developers.eko.in/reference/upi-vpa-payment"
---


> **Canonical URL:** https://eps.eko.in/products/upi-payout-api
> _This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above._

# UPI Payout API

Send money instantly to any UPI ID - VPAs, mobile numbers, or linked bank accounts. Perfect for vendor payments, refunds, and disbursements.

_Send instant payouts to any UPI ID_

To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707

## Features

### Instant Transfers
Send money to any UPI ID with instant credit, 24x7.

### VPA & Mobile Support
Pay to UPI IDs, mobile numbers, or bank account-linked VPAs.

### Bulk Payouts
Process thousands of payouts in a single API batch.

### Real-time Status
Instant webhook notifications for successful transfers.

### Auto-retry Logic
Intelligent retry mechanism for failed transactions.

### Detailed Reports
Transaction-level reports with UTR and status details.

## Benefits

### Zero Bank Holidays
UPI works 24x7x365, including weekends and holidays.

### Lower Cost
More cost-effective than NEFT/IMPS for small-value payouts.

### No Account Details
Just need UPI ID - no need to collect bank account details.

### Instant Confirmation
Know immediately if the transfer succeeded or failed.

### High Success Rate
99%+ success rate with intelligent routing.

### Secure Transfers
Bank-grade encryption and secure API authentication.

## Use Cases

- Vendor Payments
- Salary Disbursement
- Refunds & Cashbacks
- Gig Worker Payments
- Insurance Claims
- Loan Disbursement
- Contest Winnings
- Affiliate Payouts

## Integration Steps

1. **Sign Up** — Create an account on Connect App and get your sandbox credentials.
   > Tip: Takes less than a minute
2. **Submit KYC** — Complete your KYC verification process by submitting the required documents.
3. **Integrate API** — Use our comprehensive documentation to integrate the APIs.
4. **Test in Sandbox** — Test your integration thoroughly in our sandbox environment.
5. **Add Funds** — Load your payout wallet with working capital.
6. **Scale** — Process bulk payouts as your business grows.

## FAQs

### What UPI IDs are supported?
We support all UPI IDs across banks - user@upi, user@paytm, user@ybl, mobile@upi, and any other valid VPA format.

### What is the maximum payout limit?
Individual UPI payouts can be up to ₹1 lakh per transaction. Higher limits are available for verified business accounts.

### How do I handle failed payouts?
Failed payouts are automatically retried based on error type. You receive webhook notifications for all status changes. Funds are returned to your wallet for non-recoverable failures.

### Is there a minimum payout amount?
Minimum payout is ₹1. There's no limit on number of payouts, making it ideal for micro-transactions.

### How do I verify UPI ID before payout?
Use our UPI ID Verification API to validate the UPI ID and get beneficiary name before initiating payout.

## API Documentation

- [Full developer docs](https://developers.eko.in/reference/upi-vpa-payment)

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