---
type: "solution pack"
title: "Motor Insurance Pack — Vehicle Verification API | Eko"
description: "Instant motor insurance with auto-filled vehicle details. RC, vehicle, DL, PAN verification in 30 seconds. Used by 500+ companies across India."
keywords: "motor insurance verification api, vehicle verification api india, rc api for insurance, irdai api india"
slug: "motor-insurance-pack"
category: "fleet-motor"
canonical: "https://eps.eko.in/solutions/motor-insurance-pack"
---


> **Canonical URL:** https://eps.eko.in/solutions/motor-insurance-pack
> _This is a machine-readable Markdown version of the page for AI agents and LLMs. The primary (HTML) version lives at the canonical URL above._

# Motor Insurance Pack

Pre-built verification bundle for motor insurance workflows — vehicle details, RC, ownership, and driver verification in minutes.

_Vehicle + owner verification for motor insurance_

To get started, fill the form at https://eps.eko.in/signup (with your name and mobile number) or call us at +919513181707

## APIs in this pack

- [Vehicle Verification](https://eps.eko.in/products/vehicle-verification-api) ([markdown](https://eps.eko.in/products/vehicle-verification-api.md))
- [RC Verification](https://eps.eko.in/products/rc-verification-api) ([markdown](https://eps.eko.in/products/rc-verification-api.md))
- [DL Verification](https://eps.eko.in/products/dl-verification-api) ([markdown](https://eps.eko.in/products/dl-verification-api.md))
- [PAN Verification](https://eps.eko.in/products/pan-verification-api) ([markdown](https://eps.eko.in/products/pan-verification-api.md))

## Trust Signals

- Sub-30-second verification
- 99.9% uptime

## What This Pack Does

Verify vehicle details, ownership, and driver eligibility in under 30 seconds — enabling instant motor insurance quotes and policy issuance without manual form filling.

## Included APIs

### [Vehicle Verification](https://eps.eko.in/products/vehicle-verification-api)
**What it does:** Fetch chassis, engine, make/model, fuel type, and ownership from VAHAN.

**Why it matters:** Pre-fills the policy application with verified vehicle data — eliminates typographic errors and fraud.

### [RC Verification](https://eps.eko.in/products/rc-verification-api)
**What it does:** Get current RC status, owner details, and last insurance details.

**Why it matters:** Checks previous insurance history — required for accurate premium calculation and lapse detection.

### [Driving Licence Verification](https://eps.eko.in/products/dl-verification-api)
**What it does:** Verify the policyholder's driving licence validity and suspensions.

**Why it matters:** Affects risk underwriting — suspended or invalid licences change the risk profile significantly.

### [PAN Verification](https://eps.eko.in/products/pan-verification-api)
**What it does:** Verify policyholder identity for premium above ₹50,000.

**Why it matters:** IRDAI mandates PAN verification for high-premium policies and for tax deductions on claims.

## How It Works

1. Customer enters vehicle registration number
2. Vehicle Verification — make, model, engine pre-filled
3. RC Verification — ownership & previous insurance confirmed
4. DL Verification — driver risk profile assessed
5. Instant quote generated — policy issued in minutes

## Industries Using This Pack

- [Insurance](https://eps.eko.in/industries/insurance) ([markdown](https://eps.eko.in/industries/insurance.md))
- [Automotive](https://eps.eko.in/industries/automotive) ([markdown](https://eps.eko.in/industries/automotive.md))
- [Logistics & Fleet](https://eps.eko.in/industries/logistics-fleet) ([markdown](https://eps.eko.in/industries/logistics-fleet.md))

## FAQs

### Does Eko provide claims verification too?
Currently the Motor Insurance Pack covers the underwriting/onboarding workflow. Claims verification APIs are on the roadmap. Contact sales for early access.

### What data does the Vehicle Verification API return?
Make, model, variant, fuel type, engine number, chassis number, registration date, owner name, registration state, and financing status.

## Related Solutions

- [Fleet Compliance Pack](https://eps.eko.in/solutions/fleet-compliance-pack) — Ongoing fleet RC & DL compliance monitoring ([markdown](https://eps.eko.in/solutions/fleet-compliance-pack.md))
- [Gig Worker Onboarding Pack](https://eps.eko.in/solutions/gig-worker-onboarding-pack) — Vehicle & driver onboarding for gig platforms ([markdown](https://eps.eko.in/solutions/gig-worker-onboarding-pack.md))