APIs & Platform for MSMEs to Scale Their Business Everyday
BC, Identity, Payment & Collection solutions & APIs for MSMEs to scale their business across Tier-2 and beyond.
Built for Developers from Bharat
Grow Every Entrepreneur Daily — India's most trusted financial infrastructure provider, powering millions of transactions every day.
Building India's financial infrastructure for micro-entrepreneurs across Tier 2 and beyond
- KYC & AML/CFT compliant
- Data residency: India
- Audit & reporting: logs, reconciliation, settlement reports
Working with FINO, Airtel Payments Bank, and many more to bring services to Tier 2 and beyond
Dedicated Relationship Managers and Customer Support Representatives for every partner
APIs to Integrate to Grow your Business
From BC services to payments and verifications, everything you need to build and scale your fintech operations.
PAN Verification
Instant PAN card verification with name matching.
- Real-time verification
- Name match score
- Status check
Bank Account Verification
Verify bank account details instantly.
- Penny drop verification
- IFSC validation
- Account status
GST Verification
Verify GST registration and compliance status.
- GSTIN validation
- Filing status
- Business details
Vehicle & RC Verification
Complete vehicle registration, ownership & insurance check.
- RC status & expiry
- Owner & vehicle details
- Insurance & blacklist check
DigiLocker Integration
Access verified documents from DigiLocker.
- Document fetch
- Consent-based
- Multiple doc types
Build with Confidence
Comprehensive documentation, SDKs, and sandbox environments to help you integrate Eko APIs in minutes, not weeks.
Create your developer account and access the sandbox environment
Generate your API keys from the developer dashboard
Use our SDKs and comprehensive docs to build your solution
import { EpsClient } from "@ekoindia/eps-sdk";const eps = new EpsClient({credentials, environment: "sandbox",});// Send money to a bank account (DMT / IMPS)const txn = await eps.call("dmt-initiate-transfer", {customer_id: "9123456789", // sender's mobilerecipient_id: 98765,amount: 500,otp: "251834", // from dmt-send-otpotp_ref_id: "TXNOTP2026...",latlong: "28.6139,77.2090",state: "1",recipient_id_type: "1",});console.log(txn.data.tx_status); // 0 = success
Built for Bharat's Entrepreneurs
From kirana stores to micro-fintech builders — Eko powers financial operations for MSMEs across Tier 2 and beyond.
Kirana & Retail Stores
Offer banking services like money transfer, bill payments, and Aadhaar withdrawals right from your shop counter.
CSP / BC Agents
Become a banking point for your community with AePS, DMT, and bill collection services powered by Eko APIs.
Small NBFCs & MFIs
Automate KYC verification, enable loan disbursements via UPI payouts, and collect repayments digitally.
Micro-Fintech Builders
Launch your own fintech product with ready-to-use BC, payment, and verification APIs. Focus on growth, not infrastructure.
Travel Agents & Distributors
Launch your own Travel portal with a ready-to-use Platform for all travel booking need Like Hotel, Fights, Bus and Train.
Payment Service Providers
Offer comprehensive payment and collection solutions to your merchant network with our white-label APIs.
Security & Compliance First
Enterprise-grade security with complete regulatory compliance. Your data and transactions are always protected.
RBI Compliant
Compliant with Reserve Bank of India regulations for payment services and banking correspondent operations.
- Authorised BC operations
- Data residency: India
- Audit & reporting: logs, reconciliation, settlement reports
KYC Compliant
Full Know Your Customer compliance for onboarding and identity verification across all services.
AML/CFT Compliant
Anti-Money Laundering and Counter Financing of Terrorism compliance built into every transaction.
Our Partners
Build with Eko Today
Join thousands of MSMEs using Eko's infrastructure to power their financial operations. Get started in minutes.