API Recipes
Each recipe is a complete workflow across several API endpoints — the order to call them in, and the conditional jumps to make based on each response.
DMT (Fino) — Send Money
Full Fino DMT money-transfer flow: look up the sender, onboard and biometric-eKYC them if new, pick or add the recipient, then send an OTP-verified transfer.
8 stepsDomestic Money Transfer (DMT)
AePS (Fingpay) — Cash Withdrawal
Aadhaar-enabled cash withdrawal: one-time agent activation and eKYC, daily KYC, a transaction OTP for amounts above ₹5,000, then the biometric withdrawal.
7 stepsAePS Cashout
BBPS — Pay a Utility Bill
Pick a biller by category, read the fields it requires, fetch the live bill, then pay the exact amount. Get Locations is an optional extra filter on the biller list, and UPPCL (operator 190) additionally needs a district_discome from Get District Discome — neither is a step here because neither applies to every biller.
6 stepsBharat Bill Payment System (BBPS)
BBPS — Prepaid Mobile / DTH Recharge
Detect the operator and circle from the customer's mobile number, read the operator's input fields, list the available plans, then submit the chosen plan as a payment.
4 stepsBharat Bill Payment System (BBPS)