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IP Verification API for Fraud Prevention & Geo-Compliance

Verify IP addresses in real time — detect proxies, geo-locate users, and assess risk scores for fraud prevention and geo-compliance workflows.

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Overview

The IP Verification API enables businesses to geo-locate IP addresses, detect proxies and VPNs, and assess risk scores. Use it for fraud prevention, geo-compliance, and user location verification.

What Can You Verify With IP Verification API?

Key details returned across all IP Verification API endpoints, ready to power your KYC and onboarding workflows.

Proxy Type

Classification of the connection type (e.g. None, VPN, DCH for data-centre hosting, RES for residential proxy, etc.).

Country Code

ISO 3166-1 alpha-2 country code for the IP address.

Country Name

Full country name corresponding to the country code.

Region Name

State or region within the country where the IP is geolocated.

City Name

City within the region where the IP is geolocated.

City Risk Score

Risk score (0–100) for the geolocated city, based on cybersecurity threat intelligence and historical crime/fraud data for that city. Higher scores indicate greater risk.

Proxy Type Risk Score

Risk score (0–100) for the detected proxy type. A score of 0 means a clean residential or direct connection; higher scores indicate proxy/VPN or data-centre traffic associated with fraud.

Simplified API Preview

IP Verification API Flow – Sample Request and Response

Send simple inputs. Get rich, verified data in seconds.

Geo-locate and risk-score an IP address in real time — detect proxies, VPNs, and assess fraud risk.

REQUEST
Ip Address103.21.58.193
RESPONSE
200 OK
Proxy TypeNone
Country CodeIN
Country NameIndia
Region NameMaharashtra
City NameMumbai
City Risk Score12
Proxy Type Risk Score0

Key Features

Everything you need to integrate and scale

IP Geolocation

Resolve IP addresses to country, region, and city for location-based decisions.

Proxy & VPN Detection

Identify proxy type and category to flag suspicious connection sources.

Risk Scoring

Get city-level and proxy-type risk scores for fraud assessment.

Real-Time Processing

Instant IP intelligence for inline fraud checks during transactions.

Who Should Use This API?

Fintech and digital lending platforms
E-commerce and marketplace platforms
SaaS and subscription platforms
Insurance and compliance platforms

Primary Use Cases

Transaction fraud detection
Geo-compliance enforcement
User location verification during KYC
Bot and scraping detection

How to Integrate

Get started in minutes with our simple integration process

  1. 1

    Sign Up

    Sign up in minutes with your mobile number (OTP verify).

  2. 2

    Verify Identity

    Complete your basic KYC with PAN and address details to verify your identity.

  3. 3

    Test APIs Live

    Load funds into your wallet and test the verification APIs live — evaluate before you integrate.

  4. 4

    Integrate with AI

    Ready to build? Visit our AI hub for free plugins & tools to integrate faster.

  5. 5

    Go Live

    Start verifying IP addresses in production.

Frequently Asked Questions

What details are returned?+

The API returns IP address, proxy type, country code and name, region, city, city risk score, and proxy-type risk score.

Can it detect VPNs?+

Yes. The API identifies proxy type including VPN, residential proxy, data center proxy, and other classifications.

How is the risk score calculated?+

Risk scores are based on factors like cybersecurity threats, proxy type classification, and historical threat intelligence for the city and connection type.

Is this suitable for real-time fraud checks?+

Yes. The API is designed for inline transaction-level fraud checks with sub-second response times.

How do I get started?+

Sign up at ekostore.app/eps, verify your identity with your PAN and address details, load your wallet to test the verification APIs live, then integrate and go live.

What is EPS?+

EPS (Eko Platform Services) is the technology arm of Eko, providing the developer tools, AI tools, and APIs that power modern fintech integration.

Also see:About Eko
What are the different ways to integrate with Eko EPS?+

Integrate in whichever way suits your stack: call the REST APIs directly, use our official SDKs (JavaScript and PHP) to skip request-signing boilerplate, or let an AI coding agent build the integration using our MCP server and skills. See the Developers and AI sections for each path.

How does API authentication work?+

Each request carries your static `developer_key` header plus a per-request `secret-key` header — an HMAC-SHA256 signature of the current timestamp, keyed by your access key. The access key itself is never sent over the wire. You receive UAT keys on signup and production keys after KYC.

Is there a sandbox environment for testing?+

Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.

Also see:Get started
What are the sandbox and production base URLs?+

Sandbox and production share the same paths and differ only by base URL: use https://staging.eko.in/ekoapi/v3 for UAT / Sandbox, and https://api.eko.in/ekoicici/v3 for Production. A common cause of failures is calling the sandbox/staging URL with live credentials (or vice-versa) — make sure the base URL matches the keys you are using.

Do I need to whitelist my server IP?+

Production API access may require your static public (server) IP to be whitelisted. If your calls work from Postman but fail or time out from your own server, share your static public IP with us so we can whitelist it.

What response times can I expect?+

Most verification APIs return in real time with sub-second responses, and 99th-percentile latency stays under two seconds across verification endpoints. Transaction APIs (DMT, AePS, BBPS) respond within seconds.

Can the API handle high volumes?+

Yes. The API is designed to handle large-scale volumes reliably without performance degradation.

How is API usage billed?+

Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.

Get API Access

Sign up now and start integrating in minutes. Our team will help you go live quickly.

  • Sandbox access in minutes
  • Dedicated integration support
  • Comprehensive documentation
  • Reliable, high-volume workflows

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