ITR Compliance API for Lending & Credit Assessment
Verify income tax return filing and compliance status using PAN — assess borrower and business creditworthiness with real-time ITR data for lending and due diligence workflows.
Overview
The ITR Compliance Check API enables businesses to verify income tax return filing status using a PAN number. Use it for credit assessment, lending due diligence, and compliance verification.
Key Benefits
ITR Compliance Check API Flow – Sample Request and Response
Send simple inputs. Get rich, verified data in seconds.
Key Features
Everything you need to integrate and scale
ITR Filing Status
Check whether a PAN holder has filed income tax returns and their compliance standing.
PAN-Based Lookup
Simple PAN number input — no additional documents or consent flows required.
Credit Assessment Signal
Use ITR filing patterns as a proxy for income verification and creditworthiness.
Automation Friendly
Integrate into lending pipelines, onboarding flows, and compliance checks seamlessly.
Who Should Use This API?
Primary Use Cases
How to Integrate
Get started in minutes with our simple integration process
- 1
Sign Up
Create an account on Connect App and get your sandbox credentials.
- 2
Submit KYC
Complete your KYC verification process by submitting the required documents.
- 3
Integrate API
Use our comprehensive documentation to integrate the APIs.
- 4
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
- 5
Go Live
Start checking ITR compliance in production.
Frequently Asked Questions
What input is required?+
Only the PAN number is required to check ITR compliance status.
What details are returned?+
The API returns ITR filing status, assessment year, and compliance status for the given PAN number.
Can I use this for lending decisions?+
Yes. ITR compliance status is a strong signal for borrower creditworthiness, especially for MSMEs without traditional credit bureau scores.
How fast is the check?+
The API returns results in real time with sub-second response times.
How do I get started?+
Sign up on Connect App, submit the required documents, integrate the REST API using our sandbox environment, and go live.
Can the API handle high volumes?+
Yes. The API is designed to handle large-scale volumes reliably without performance degradation.
How does API authentication work?+
Every API call is secured with one-time-use tokens generated using asymmetric cryptography. After signing up, you will receive your developer-key and secret-key for both UAT and production environments, which you can use to generate tokens for authenticating your API requests.
How are errors and failures reported?+
Every response includes a status code and a human-readable message. Failed requests return specific error codes indicating the reason, so you can handle each case programmatically.
Is there a sandbox environment for testing?+
Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.
How is API usage billed?+
Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.
Recommended Solution Packs
Pre-bundled API stacks that include ITR Compliance Check API, designed for common industry workflows.
Get API Access
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