POSTBulk Bank Account Verification
Submit multiple bank accounts for penny-drop verification in a single API call; poll a status API for per-account results.
Accepts an array of bank account + IFSC pairs and enqueues them for asynchronous penny-drop verification. Returns a bulk_reference_id immediately; use the Bulk Bank Account Verification Status API to retrieve per-account results once processing completes. Ideal for batch onboarding, payroll runs, and large-scale disbursement pipelines where sequential single-account calls would be too slow.
Request
Body parameters
| Field | Type | Required | Description |
|---|---|---|---|
initiator_id | string | required | Registered mobile number of the API user (see Platform Credentials).e.g. 9962981729 |
client_ref_id | string | optional | Unique reference ID per API call, generated by your system (max 20 characters).e.g. 2026010100123456789 |
entries | array | required | Array of bank account objects to verify. Each entry must contain bank_account and ifsc. Optionally include user_code per entry to attribute verifications to different retailers.e.g. [object Object],[object Object] |
entries[].bank_account | string | required | Bank account number for this entry.e.g. 1234567890 |
entries[].ifsc | string | required | IFSC code for this entry's bank account.e.g. SBIN0001234 |
entries[].user_code | string | optional | Per-entry retailer user code, if attributing individual verifications to different agents.e.g. 20810200 |
initiator_idstringRequiredRegistered mobile number of the API user (see Platform Credentials).
example: 9962981729
client_ref_idstringoptionalUnique reference ID per API call, generated by your system (max 20 characters).
example: 2026010100123456789
entriesarrayRequiredArray of bank account objects to verify. Each entry must contain bank_account and ifsc. Optionally include user_code per entry to attribute verifications to different retailers.
example: [object Object],[object Object]
entries[].bank_accountstringRequiredBank account number for this entry.
example: 1234567890
entries[].ifscstringRequiredIFSC code for this entry's bank account.
example: SBIN0001234
entries[].user_codestringoptionalPer-entry retailer user code, if attributing individual verifications to different agents.
example: 20810200
These headers authenticate and sign every request. See How Auth Works for details.
| Field | Type | Required | Description |
|---|---|---|---|
developer_key | string | required | Static API key issued to your account after KYC. |
secret-key | string | required | Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))). |
secret-key-timestamp | string | required | Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time. |
content-type | string | required | application/jsone.g. application/json |
developer_keystringRequiredStatic API key issued to your account after KYC.
secret-keystringRequiredDynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).
secret-key-timestampstringRequiredCurrent time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.
content-typestringRequiredapplication/json
example: application/json
Responses
statusnumberPrimary success indicator (0 = success).
messagestringHuman-readable response / error message.
response_status_idnumberGranular status id; see the shared error-codes table.
response_type_idnumberA unique id for every possible response shape (success or error) — useful for client logic branching and analytics.
dataobjectAPI-specific response payload.
bulk_reference_idstringUnique reference ID for this bulk verification batch. Pass this to the Bulk Bank Account Verification Status API to poll for per-account results.
reference_idnumberNumeric reference ID for the submitted batch request, used for internal tracking.