POSTBulk Bank Account Verification

Submit multiple bank accounts for penny-drop verification in a single API call; poll a status API for per-account results.

POST/tools/kyc/bank-account/bulk

Accepts an array of bank account + IFSC pairs and enqueues them for asynchronous penny-drop verification. Returns a bulk_reference_id immediately; use the Bulk Bank Account Verification Status API to retrieve per-account results once processing completes. Ideal for batch onboarding, payroll runs, and large-scale disbursement pipelines where sequential single-account calls would be too slow.

Body parameters

Field	Type	Required	Description
`initiator_id`	string	required	Registered mobile number of the API user (see Platform Credentials).e.g. 9962981729
`client_ref_id`	string	optional	Unique reference id per API call, generated by your system.e.g. REQ-20260101-001
`entries`	array	required	Array of bank account objects to verify. Each entry must contain bank_account and ifsc. Optionally include user_code per entry to attribute verifications to different retailers.e.g. [object Object],[object Object]
`entries[].bank_account`	string	required	Bank account number for this entry.e.g. 1234567890
`entries[].ifsc`	string	required	IFSC code for this entry's bank account.e.g. SBIN0001234
`entries[].user_code`	string	optional	Per-entry retailer user code, if attributing individual verifications to different agents.e.g. 20810200

initiator_idstringRequired

Registered mobile number of the API user (see Platform Credentials).

example: 9962981729

client_ref_idstringoptional

Unique reference id per API call, generated by your system.

example: REQ-20260101-001

entriesarrayRequired

Array of bank account objects to verify. Each entry must contain bank_account and ifsc. Optionally include user_code per entry to attribute verifications to different retailers.

example: [object Object],[object Object]

entries[].bank_accountstringRequired

Bank account number for this entry.

example: 1234567890

entries[].ifscstringRequired

IFSC code for this entry's bank account.

example: SBIN0001234

entries[].user_codestringoptional

Per-entry retailer user code, if attributing individual verifications to different agents.

example: 20810200

Headers

Field	Type	Required	Description
`developer_key`	string	required	Static API key issued to your account after KYC.
`secret-key`	string	required	Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).
`secret-key-timestamp`	string	required	Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.
`content-type`	string	required	application/jsone.g. application/json

developer_keystringRequired

Static API key issued to your account after KYC.

secret-keystringRequired

Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).

secret-key-timestampstringRequired

Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.

content-typestringRequired

application/json

example: application/json

Responses

statusnumber
Primary success indicator (0 = success).
messagestring
Human-readable response / error message.
response_status_idnumber
Granular status id; see the shared error-codes table.
response_type_idnumber
A unique id for every possible response shape (success or error) — useful for client logic branching and analytics.
dataobject
API-specific response payload.
- bulk_reference_idstring
  Unique reference ID for this bulk verification batch. Pass this to the Bulk Bank Account Verification Status API to poll for per-account results.
- reference_idnumber
  Numeric reference ID for the submitted batch request, used for internal tracking.