POSTValidate Sender PAN

Validate the sender's PAN to complete DigiKhata KYC and return the updated wallet profile.

POST/customer/payment/ppi-digikhata/sender/{customer_id}/pan

Submits the sender's PAN to finish DigiKhata onboarding KYC. On success the response returns the updated customer_profile (verified sender name and recalculated limits).

Request

Path parameters

Field	Type	Required	Description
`customer_id`	string	required	Sender's 10-digit mobile number.e.g. 9444444444

customer_idstringRequired

Sender's 10-digit mobile number.

example: 9444444444

Body parameters

Field	Type	Required	Description
`initiator_id`	string	required	Registered mobile number of the API user (see Platform Credentials).e.g. 9962981729
`client_ref_id`	string	optional	Unique reference ID per API call, generated by your system (max 20 characters).e.g. 2026010100123456789
`pan_number`	string	required	The PAN number of the sender.e.g. ABCDE1234F

initiator_idstringRequired

Registered mobile number of the API user (see Platform Credentials).

example: 9962981729

client_ref_idstringoptional

Unique reference ID per API call, generated by your system (max 20 characters).

example: 2026010100123456789

pan_numberstringRequired

The PAN number of the sender.

example: ABCDE1234F

These headers authenticate and sign every request. See How Auth Works for details.

Field	Type	Required	Description
`developer_key`	string	required	Static API key issued to your account after KYC.
`secret-key`	string	required	Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).
`secret-key-timestamp`	string	required	Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.
`content-type`	string	required	application/jsone.g. application/json

developer_keystringRequired

Static API key issued to your account after KYC.

secret-keystringRequired

Dynamic per-request signature: base64(HMAC-SHA256(timestamp, base64(access_key))).

secret-key-timestampstringRequired

Current time in milliseconds since UNIX epoch, used to compute secret-key. Must match server time.

content-typestringRequired

application/json

example: application/json

Responses

statusnumber
Primary success indicator (0 = success).
messagestring
Human-readable response / error message.
response_status_idnumber
Granular status id; see the shared error-codes table.
response_type_idnumber
A unique id for every possible response shape (success or error) — useful for client logic branching and analytics.
dataobject
API-specific response payload.
- customer_profileobject
  Updated wallet profile with verified sender name and recalculated limits.
  - namestring
    Verified registered name of the sender.
  - next_allowed_limitstring
    Remaining transfer limit for the period (INR).
- sender_namestring
  Verified name of the sender.

Next steps

NextPOSTLoad Sender DigiKhata WalletLoad funds into a DigiKhata sender's prepaid wallet.

import { EpsClient } from "@ekoindia/eps-sdk";

const client = new EpsClient({

developerKey: process.env.EPS_DEVELOPER_KEY,

accessKey: process.env.EPS_ACCESS_KEY,

initiatorId: "9962981729",

environment: "sandbox",

});

const result = await client.call("ppi-digikhata-validate-pan", {

"customer_id": "9444444444",

"pan_number": "ABCDE1234F"

});

console.log(result);

{

"response_status_id": -1,

"data": {

"customer_profile": {

"total_monthly_limit": "50000.0",

"mobile": "9444444444",

"kyc_id": "",

"ekyc_enabled": 0,

"kyc_validity": "",

"kyc_remark": "",

"kyc_type": "",

"balance": "0.00",

"next_allowed_limit": "5287.0",

"name": "Karan Garg",

"digital_ekyc": 0,

"chart": [

{

"data_type_id": 10,

"data": {

"unavailable": 0,

"used": 44713,

"remaining": 5287

"label": ""

}

"email": "",

"kyc_state": 0

"id_proof_type_id": "",

"is_registered": 0,

"id_proof": "",

"otpOptionalSum": "",

"sender_name": "Karan Garg",

"otpNotRequiredSum": "",

"ekyc_enabled": "",

"otpNotRequiredSumNeft": "",

"next_allowed_limit": 5287,

"account": "",

"kyc_state": 0,

"otpOptionalSumNeft": ""

"response_type_id": 309,

"message": "Success!",

"status": 0

}

Request

Path parameters

Body parameters

Responses

Next steps

Related