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    BBPS API for Utility Bill Payments in India

    Integrate Eko’s BBPS API to let customers fetch bills, pay utility bills, and track transaction status across electricity, gas, water, DTH, broadband, FASTag, insurance, credit card, EMI, LPG, and loan repayment categories.

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    BBPS API for Utility Bill Payments in India

    Key Features

    Everything you need to integrate and scale

    200+ Biller Categories

    Access to extensive biller network covering electricity, gas, water, insurance, and more.

    Instant Bill Fetch

    Fetch outstanding bill amounts in real-time before payment processing.

    Unified API

    Single API integration for all biller categories - no separate integrations needed.

    Transaction Tracking

    Complete visibility into transaction status with detailed reporting.

    Receipt Generation

    Auto-generated receipts for every successful transaction.

    Supported Types

    Electricity
    Gas
    Water
    DTH
    Broadband
    Mobile Recharge
    Fastag
    Insurance
    Credit Card
    EMI
    LPG Gas
    Loan Repayment

    Why Choose Eko?

    Simplified Integration

    Easy-to-read API documentation and 24x7 integration support for quick go-live.

    Best Success Rate

    Industry-leading success rates with smart retry mechanisms.

    Earn Commission

    Attractive commissions on all types of bill payments processed through your platform.

    Extensive Biller Network

    Access to 20,000+ billers across all major categories in India.

    Real-time Confirmation

    Instant payment confirmation with transaction reference numbers.

    Customer Retention

    Keep customers engaged with recurring bill payment reminders and services.

    Primary Use Cases

    Banking Apps
    Fintech Platforms
    Payment Aggregators
    E-commerce Platforms
    Retail Networks
    Agent Banking
    Corporate Solutions

    How to Integrate

    Get started in minutes with our simple integration process

    1. 1

      Sign Up

      Create an account on Connect App and get your sandbox credentials.

    2. 2

      Submit KYC

      Complete your KYC verification process by submitting the required documents.

    3. 3

      Integrate API

      Use our comprehensive documentation to integrate the APIs.

    4. 4

      Test in Sandbox

      Test your integration thoroughly in our sandbox environment.

    5. 5

      UAT Testing

      Complete UAT testing with all biller categories.

    6. 6

      Go Live

      Launch with production credentials and start billing!

    Frequently Asked Questions

    Is BBPS API available 24/7?+

    Yes, BBPS services are available 24/7. However, some billers may have specific operating hours for payment processing.

    Can the API handle high volumes?+

    Yes. The API is designed to handle large-scale volumes reliably without performance degradation.

    How does API authentication work?+

    Every API call is secured with one-time-use tokens generated using asymmetric cryptography. After signing up, you will receive your developer-key and secret-key for both UAT and production environments, which you can use to generate tokens for authenticating your API requests.

    How are errors and failures reported?+

    Every response includes a status code and a human-readable message. Failed requests return specific error codes indicating the reason, so you can handle each case programmatically.

    Is there a sandbox environment for testing?+

    Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.

    How is API usage billed?+

    Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.

    How do I get started?+

    Sign up on Connect App, submit the required documents, integrate the REST API using our sandbox environment, and go live.

    Recommended Solution Packs

    Pre-bundled API stacks that include BBPS API, designed for common industry workflows.

    Get API Access

    Sign up now and start integrating in minutes. Our team will help you go live quickly.

    • Sandbox access in minutes
    • Dedicated integration support
    • Comprehensive documentation
    • Reliable, high-volume workflows

    Get API Access

    Get started in 10 minutes