Aadhaar Enabled Payment System
Bring banking services to every corner of India with AePS. Enable cash withdrawals, balance enquiries, and fund transfers using just Aadhaar and fingerprint authentication.
Key Features
Everything you need to integrate and scale
Cash Withdrawal
Enable customers to withdraw cash from any bank account using Aadhaar and biometric authentication.
Balance Enquiry
Check account balance instantly using Aadhaar number and fingerprint verification.
Mini Statement
Retrieve the last few transactions for any Aadhaar-linked bank account.
Fund Transfer
Transfer funds between Aadhaar-linked accounts securely and instantly.
Biometric Authentication
Secure transactions with Aadhaar-based biometric verification using UIDAI.
Multi-Bank Support
Connect to all major banks in India through a single integration.
Why Choose Eko?
Financial Inclusion
Bring banking services to rural and underbanked populations without traditional infrastructure.
No Debit Card Required
Customers only need their Aadhaar number and fingerprint - no cards or PINs needed.
Secure & Compliant
UIDAI-certified biometric authentication ensures secure and compliant transactions.
Build Retailer Network
Enable local retailers to become banking points and earn commissions.
24/7 Operations
Provide banking services round the clock, even in areas without bank branches.
Easy Integration
Simple REST APIs with comprehensive documentation and sandbox environment.
Primary Use Cases
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Create an account on Connect App and get your sandbox credentials.
Submit KYC
Complete your KYC verification process by submitting the required documents.
Integrate API
Use our comprehensive documentation to integrate the APIs.
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
Onboard Retailers
Start onboarding retailers to offer AePS services.
Go Live
Launch your AePS services and start serving customers.
Sign Up
Create an account on Connect App and get your sandbox credentials.
Takes less than a minute
Submit KYC
Complete your KYC verification process by submitting the required documents.
Integrate API
Use our comprehensive documentation to integrate the APIs.
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
Onboard Retailers
Start onboarding retailers to offer AePS services.
Go Live
Launch your AePS services and start serving customers.
Frequently Asked Questions
What is AePS?+
AePS (Aadhaar Enabled Payment System) is a bank-led model that allows online financial transactions at Micro ATM through Aadhaar authentication. It uses NPCI infrastructure and enables customers to use Aadhaar for bank transactions.
What biometric devices are supported?+
We support all UIDAI-certified biometric devices including Morpho, Mantra, Startek, and others. Contact our team for the complete list of supported devices.
What is the transaction limit for AePS?+
Cash withdrawal limits vary by bank but typically range from ₹10,000 to ₹50,000 per transaction. Some banks allow higher limits for specific use cases.
Do I need special certification?+
Yes, you need to be a certified AePS operator. Eko can help you with the certification process and provide all necessary support.
How is commission calculated?+
Commission is earned on every successful transaction. The exact rates depend on your agreement and transaction volumes. Contact our team for detailed pricing.
Get API Access
Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- 99.9% uptime guarantee
Get API Access
Get started in 10 minutes