AePS API for Cash Withdrawal, Balance Enquiry & Mini Statement
Enable Aadhaar-based banking services through secure AePS APIs. Let your retailers, agents, or assisted-service network offer cash withdrawal, balance enquiry, and mini statement services using Aadhaar authentication.
Key Features
Everything you need to integrate and scale
Cash Withdrawal
Enable customers to withdraw cash from any bank account using Aadhaar and biometric authentication.
Balance Enquiry
Check account balance instantly using Aadhaar number and fingerprint verification.
Mini Statement
Retrieve the last few transactions for any Aadhaar-linked bank account.
Biometric Authentication
Secure transactions with Aadhaar-based biometric verification using UIDAI.
Multi-Bank Support
Connect to all major banks in India through a single integration.
Why Choose Eko?
Financial Inclusion
Bring banking services to rural and underbanked populations without traditional infrastructure.
No Debit Card Required
Customers only need their Aadhaar number and fingerprint - no cards or PINs needed.
Secure & Compliant
UIDAI-certified biometric authentication ensures secure and compliant transactions.
Build Retailer Network
Enable local retailers to become banking points and earn commissions.
24/7 Operations
Provide banking services round the clock, even in areas without bank branches.
Easy Integration
Simple REST APIs with comprehensive documentation and sandbox environment.
Primary Use Cases
How to Integrate
Get started in minutes with our simple integration process
- 1
Sign Up
Create an account on Connect App and get your sandbox credentials.
- 2
Submit KYC
Complete your KYC verification process by submitting the required documents.
- 3
Integrate API
Use our comprehensive documentation to integrate the APIs.
- 4
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
- 5
Onboard Retailers
Start onboarding retailers to offer AePS services.
- 6
Go Live
Launch your AePS services and start serving customers.
Frequently Asked Questions
What biometric devices are supported?+
We support all UIDAI-certified biometric devices including Morpho, Mantra, Startek, and others.
Can the API handle high volumes?+
Yes. The API is designed to handle large-scale volumes reliably without performance degradation.
How does API authentication work?+
Every API call is secured with one-time-use tokens generated using asymmetric cryptography. After signing up, you will receive your developer-key and secret-key for both UAT and production environments, which you can use to generate tokens for authenticating your API requests.
How are errors and failures reported?+
Every response includes a status code and a human-readable message. Failed requests return specific error codes indicating the reason, so you can handle each case programmatically.
Is there a sandbox environment for testing?+
Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.
How is API usage billed?+
Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.
How do I get started?+
Sign up on Connect App, submit the required documents, integrate the REST API using our sandbox environment, and go live.
Recommended Solution Packs
Pre-bundled API stacks that include AePS API, designed for common industry workflows.
Get API Access
Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- Reliable, high-volume workflows
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