Insurance APIs for India's insurers & InsurTech
Verify policyholders, auto-fill motor proposals, and accelerate claims with instant verification APIs — IRDAI compliant.
The challenge for Insurance
Insurance underwriting and claims still involve manual document collection. Motor insurance proposals require 5–10 minutes of data entry. Eko's verification APIs auto-fill vehicle details, verify identity, and cross-check driving licences — reducing proposal time to seconds.
Recommended solution packs
Pre-bundled API stacks designed for your industry workflow.
All APIs you'll need
Every Eko API relevant to your industry, with relevance indicators.
Real-world use cases
Instant motor insurance proposal
Situation: An insurer wants to reduce proposal form time from 10 minutes to 30 seconds.
Integration: Vehicle & RC Verification auto-fills vehicle make, model, year, fuel type, and insurance history. DL Verification confirms the driver.
Result: 90% reduction in proposal time, 3x increase in conversion.
Claims payout verification
Situation: Claims team needs to verify bank account before disbursing claim settlement.
Integration: Bank Verification (penny drop) confirms account is active and name matches the policyholder.
Result: Zero fraudulent claims payouts, instant settlement.
Why Eko for Insurance
Auto-fill proposals
Vehicle & RC Verification API returns make, model, year, fuel, chassis, engine, insurance — one lookup fills the entire form.
IRDAI compliant
All verification flows designed for insurance regulatory requirements.
Fraud prevention
Cross-check RC, DL, and PAN to catch identity mismatches before underwriting.
Sub-second response
99th percentile latency under 2 seconds for all verification APIs.
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Sign up in minutes at Developer Console page with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Sign Up
Sign up in minutes at Developer Console page with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Compliance & regulatory
IRDAI KYC norms
PAN and Aadhaar verification for policyholder identity.
Motor vehicle regulations
Vehicle RC and DL verification ensure valid registration and licensed drivers.
Frequently Asked Questions
Can Vehicle & RC Verification auto-fill the entire motor proposal?+
Yes. A single Vehicle RC lookup returns vehicle make, model, year, fuel type, registration date, chassis number, engine number, owner name, and insurance details.
Does DL Verification check for violations?+
DL Verification returns licence validity, issue date, expiry, and vehicle classes. Violation history requires a separate RTO integration.
How fast is the verification?+
All verification APIs respond in under 2 seconds. Vehicle RC verification typically completes in 500ms.