Motor Insurance API Pack
Pre-built verification bundle for motor insurance workflows — vehicle details, RC, ownership, and driver verification in minutes.
What You Can Achieve
"Verify vehicle details, ownership, and driver eligibility in under 30 seconds — enabling instant motor insurance quotes and policy issuance without manual form filling."
What You Get
Every API in this pack, what it does, and why it's included.
Vehicle Verification API
See API docs →What it does:Fetch chassis, engine, make/model, fuel type, and ownership from VAHAN.
Why it's in this pack:Pre-fills the policy application with verified vehicle data — eliminates typographic errors and fraud.
RC Verification API
See API docs →What it does:Get current RC status, owner details, and last insurance details.
Why it's in this pack:Checks previous insurance history — required for accurate premium calculation and lapse detection.
Driving Licence Verification API
See API docs →What it does:Verify the policyholder's driving licence validity and suspensions.
Why it's in this pack:Affects risk underwriting — suspended or invalid licences change the risk profile significantly.
PAN Verification API
See API docs →What it does:Verify policyholder identity for premium above ₹50,000.
Why it's in this pack:IRDAI mandates PAN verification for high-premium policies and for tax deductions on claims.
How it works
Customer enters vehicle registration number
Vehicle Verification — make, model, engine pre-filled
RC Verification — ownership & previous insurance confirmed
DL Verification — driver risk profile assessed
Instant quote generated — policy issued in minutes
Frequently Asked Questions
Does Eko provide claims verification too?+
Currently the Motor Insurance Pack covers the underwriting/onboarding workflow. Claims verification APIs are on the roadmap. Contact sales for early access.
What data does the Vehicle Verification API return?+
Make, model, variant, fuel type, engine number, chassis number, registration date, owner name, registration state, and financing status.
One App for All Your Verification Needs
KYC, KYB, compliance & workflows — already built, ready to use.
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