Gig Worker Onboarding API Pack
Fast, compliant onboarding for delivery riders, agents, and gig workers — identity, DL, address, and bank verification in under 3 minutes.
What You Can Achieve
"Onboard a delivery rider or gig worker in under 3 minutes — verify identity, driving licence, vehicle ownership, and payment account in a single mobile flow."
What You Get
Every API in this pack, what it does, and why it's included.
PAN Verification API
See API docs →What it does: Verify PAN for TDS deduction on gig earnings.
Why it's in this pack: Mandatory for platforms deducting TDS Section 194C on payments to gig workers.
Driving Licence Verification API
See API docs →What it does: Validate DL authenticity, expiry, and vehicle category.
Why it's in this pack: Critical for delivery platforms — ensures only licensed riders are onboarded. Checks for suspension.
Vehicle & RC Verification API
See API docs →What it does: Verify vehicle registration certificate, insurance validity, and complete vehicle details.
Why it's in this pack: Platforms face liability if uninsured vehicles are on their network — RC check prevents this.
Bank Account Verification API
See API docs →What it does: Validate the worker's payout bank account.
Why it's in this pack: Gig workers switch bank accounts frequently — verify before each earnings cycle to avoid failed payouts.
DigiLocker Integration API
See API docs →What it does: Pull Aadhaar, driving licence, and ITR documents paperlessly via DIPP integration.
Why it's in this pack: Eliminates document upload friction — borrower consents once and all docs are fetched automatically.
E-Challan Verification API
See API docs →What it does: Check pending traffic challans for the rider's vehicle.
Why it's in this pack: Identifies riders with unresolved traffic violations before onboarding — reduces platform liability for reckless drivers.
UPI ID (VPA) Verification API
See API docs →What it does: Resolve the worker's UPI ID to a valid account holder before the first payout.
Why it's in this pack: Gig workers prefer instant UPI earnings — verifying the handle upfront prevents failed disbursals.
Name Match API
See API docs →What it does: Match the worker's name across Aadhaar, PAN, DL, and bank/UPI records.
Why it's in this pack: Flags identity mismatches at onboarding — reduces fraudulent or shared rider accounts.
How it works
Worker opens app — enters mobile number
PAN — identity verified
DigiLocker — Aadhaar fetched for verification
DL + RC — vehicle eligibility confirmed
Bank Account Verification — payout account registered
Worker approved and active on platform
Frequently Asked Questions
Can I re-verify DL validity periodically?+
Yes. The DL Verification API can be called at any frequency — many platforms re-verify monthly to catch expired or suspended licences.
What happens if the RC insurance has expired?+
The RC Verification returns insurance expiry date. Your platform can configure automatic partner deactivation on expiry — Eko provides the data, the business logic stays with you.
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