Agent Banking APIs for CSP & BC networks
Scale your agent network with AePS, DMT, and BBPS — all under Eko's BCNM license. No separate licensing required for individual agents.
The challenge for Agent Networks (CSP/BC)
Running a BC/CSP network means juggling NPCI compliance, biometric device management, agent onboarding, commission settlement, and multi-gateway routing — all while maintaining 99%+ transaction success rates. Eko provides the complete infrastructure so you focus on distribution, not technology.
Recommended solution packs
Pre-bundled API stacks designed for your industry workflow.
All APIs you'll need
Every Eko API relevant to your industry, with relevance indicators.
Real-world use cases
Scale from 100 to 10,000 agents
Situation: A BCNM distributor wants to rapidly scale their network.
Integration: Eko's Assisted Banking Pack provides the complete tech stack. The distributor focuses on recruitment and field support.
Result: 10x agent growth in 6 months with zero additional engineering headcount.
Urban remittance corridor
Situation: Agents near industrial hubs serve migrant workers sending money home.
Integration: DMT API handles instant IMPS transfers. AePS enables recipients to withdraw at village-level agents.
Result: ₹50 Cr monthly remittance volume, ₹3 avg cost per transaction.
Why Eko for Agent Networks (CSP/BC)
No separate BC license needed
Eko is the BCNM — individual agents operate under Eko's licence.
Dual AePS gateway
FingPay + FINO gateways for highest success rates with automatic failover.
Commission engine built-in
Configurable multi-tier commission structure with daily settlement.
5 pre-integrated biometric devices
Mantra, Morpho, Startek and more — no device integration needed.
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Compliance & regulatory
RBI BC Directions
Eko provides the BCNM infrastructure — agents operate as sub-agents under regulatory cover.
NPCI AePS guidelines (OC 88/91)
Dual-gateway architecture and daily auth comply with NPCI circular requirements.
Frequently Asked Questions
Do agents need individual BC licenses?+
No. Under Eko's BCNM license, individual agents are onboarded as Eko sub-agents. No separate RBI registration required.
What's the agent onboarding process?+
Agent KYC (PAN + Aadhaar + photo), biometric device registration, and daily authentication. Typical activation in 24–48 hours.
How does commission settlement work?+
Eko settles agent commissions daily to their registered bank account or Eko wallet. Configurable multi-tier commission structures for distributors.
Get API Access Now
Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- Reliable, high-volume workflows
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