Migrant Remittance Hub API Pack
Optimized for urban migrant corridors — instant cash-to-bank remittance with AePS withdrawal at the receiving end and full compliance.
What You Can Achieve
"Let a migrant worker send money home from an urban agent and have their family withdraw it at a rural agent — the entire corridor in under 60 seconds."
What You Get
Every API in this pack, what it does, and why it's included.
Domestic Money Transfer (DMT) API
See API docs →What it does:Cash-to-bank account transfers via IMPS under RBI's BC model.
Why it's in this pack:The urban sending leg — migrant gives cash to agent, who sends it to the rural family bank account instantly.
AePS Cashout API
See API docs →What it does:Rural family withdraws at nearest agent using Aadhaar + fingerprint.
Why it's in this pack:Closes the remittance loop — the receiving family doesn't need a smartphone, debit card, or bank branch.
Bank Account Verification API
See API docs →What it does:Validate beneficiary bank account before registration.
Why it's in this pack:Prevents remittance to wrong accounts — one-time verification per beneficiary.
Aadhaar Verification API
See API docs →What it does:KYC verification for sender and beneficiary registration.
Why it's in this pack:RBI BC guidelines require sender KYC for money remittance.
How it works
Migrant worker walks into urban agent shop
Beneficiary registered — bank account verified once
DMT — cash accepted, IMPS transfer fires instantly
Family notified via SMS
Family withdraws at rural agent via AePS
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