Domestic Money Transfer API for Assisted Cash Remittance in India
Enable assisted domestic money transfers through retailers, agents, CSPs, and fintech platforms. Let customers send money to bank accounts across India using IMPS and NEFT, with real-time status updates and transaction receipts.
Key Features
Everything you need to integrate and scale
Real-time Transfers
Instant money transfers via IMPS with real-time status updates and confirmations.
Pan-India Coverage
Transfer money to any bank account across India with high success rate.
Real-time Webhooks
Receive instant notifications for transaction status updates via webhooks.
Secure Transactions
Bank-grade encryption and security for all transactions with audit trails.
24/7 Availability
Round-the-clock availability with reliable, high-volume workflows.
Why Choose Eko?
Best Success Rate
Industry-leading success rates with smart routing and automatic retries.
Earn Commission
Earn attractive commissions on every successful transaction processed through your platform.
Scalable Infrastructure
Handle millions of transactions with our enterprise-grade infrastructure.
Retailer Network
Build and manage a network of retailers for cash-in and cash-out services.
Regulatory Compliant
Built for regulated domestic money transfer workflows with partner onboarding, KYC, audit trails, and transaction controls.
Primary Use Cases
How to Integrate
Get started in minutes with our simple integration process
- 1
Sign Up
Create an account on Connect App and get your sandbox credentials.
- 2
Submit KYC
Complete your KYC verification process by submitting the required documents.
- 3
Integrate API
Use our comprehensive documentation to integrate the APIs.
- 4
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
- 5
Go Live
Get production credentials and start processing real transactions.
Frequently Asked Questions
How long does a transfer take?+
IMPS transfers are instant (within seconds). NEFT transfers are processed in batches throughout the day.
Is there a settlement delay?+
Settlement timelines depend on your agreement. Most partners receive T+1 settlements, with options for same-day settlements for high-volume partners.
Can the API handle high volumes?+
Yes. The API is designed to handle large-scale volumes reliably without performance degradation.
How does API authentication work?+
Every API call is secured with one-time-use tokens generated using asymmetric cryptography. After signing up, you will receive your developer-key and secret-key for both UAT and production environments, which you can use to generate tokens for authenticating your API requests.
How are errors and failures reported?+
Every response includes a status code and a human-readable message. Failed requests return specific error codes indicating the reason, so you can handle each case programmatically.
Is there a sandbox environment for testing?+
Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.
How is API usage billed?+
Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.
How do I get started?+
Sign up on Connect App, submit the required documents, integrate the REST API using our sandbox environment, and go live.
Recommended Solution Packs
Pre-bundled API stacks that include Domestic Money Transfer API, designed for common industry workflows.
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Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- Reliable, high-volume workflows
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