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Reverse Geocoding API for Address Verification & Geo-Risk

Convert latitude and longitude into structured Indian address data, including locality, city, state, PIN code, and country, for onboarding, field-agent verification, fraud checks, and compliance workflows.

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Reverse Geocoding API for Address Verification & Geo-Risk

Overview

The Reverse Geocoding API enables businesses to translate latitude and longitude coordinates into structured address information. It is designed for address validation, geo-compliance checks, and location-based risk assessment.

What Can You Verify With Reverse Geocoding API?

Key details returned across all Reverse Geocoding API endpoints, ready to power your KYC and onboarding workflows.

Address

Full formatted street address resolved from the coordinates.

City

City name derived from the coordinates.

State

Full state name derived from the coordinates.

Statecode

Two-letter ISO / RTO state code.

Countrycode

Two-letter ISO 3166-1 alpha-2 country code.

Pincode

Indian 6-digit PIN code for the resolved location.

Simplified API Preview

Reverse Geocoding API Flow – Sample Request and Response

Send simple inputs. Get rich, verified data in seconds.

Convert latitude and longitude coordinates into structured Indian address data including locality, city, state, PIN code, and country.

REQUEST
Latitude19.0760
Longitude72.8777
RESPONSE
200 OK
Address6/B Mahatyagi Road, Chhatrapati Shivaji Terminus
CityMumbai
StateMaharashtra
StatecodeMH
CountrycodeIN
Pincode400001

Key Features

Everything you need to integrate and scale

Coordinate to Address Resolution

Convert latitude and longitude into structured, readable address data.

Location Accuracy

Helps validate whether users or devices are operating from expected locations.

Automation Friendly

Integrates easily into onboarding, verification, and monitoring systems.

High-Volume Ready

Designed to handle frequent and large-scale geolocation queries.

Who Should Use This API?

Fintechs and regulated platforms
Enterprises verifying customer locations
Field service and agent-based operations
Platforms performing geo-risk analysis

Primary Use Cases

Address verification during onboarding
Geo-compliance and location validation
Fraud detection and risk assessment
Field agent or device location checks

How to Integrate

Get started in minutes with our simple integration process

  1. 1

    Sign Up

    Sign up in minutes with your mobile number (OTP verify).

  2. 2

    Verify Identity

    Complete your basic KYC with PAN and address details to verify your identity.

  3. 3

    Test APIs Live

    Load funds into your wallet and test the verification APIs live — evaluate before you integrate.

  4. 4

    Integrate with AI

    Ready to build? Visit our AI hub for free plugins & tools to integrate faster.

  5. 5

    Go Live

    Start resolving addresses in production.

Frequently Asked Questions

How accurate is the address returned?+

Accuracy depends on GPS precision. With standard coordinates, we return correct locality, city, and pincode.

What address components are returned?+

We return formatted address, area/locality, city, district, state, pincode, and country.

Can I use this for fraud detection?+

Yes, you can cross-check customer-provided addresses against GPS-derived addresses for fraud prevention.

How do I get started?+

Sign up at ekostore.app/eps, verify your identity with your PAN and address details, load your wallet to test the verification APIs live, then integrate and go live.

What is EPS?+

EPS (Eko Platform Services) is the technology arm of Eko, providing the developer tools, AI tools, and APIs that power modern fintech integration.

Also see:About Eko
What are the different ways to integrate with Eko EPS?+

Integrate in whichever way suits your stack: call the REST APIs directly, use our official SDKs (JavaScript and PHP) to skip request-signing boilerplate, or let an AI coding agent build the integration using our MCP server and skills. See the Developers and AI sections for each path.

How does API authentication work?+

Each request carries your static `developer_key` header plus a per-request `secret-key` header — an HMAC-SHA256 signature of the current timestamp, keyed by your access key. The access key itself is never sent over the wire. You receive UAT keys on signup and production keys after KYC.

Is there a sandbox environment for testing?+

Yes. A full sandbox environment is available immediately on signup. You can test your integration end-to-end before going live — no commitment required.

Also see:Get started
What are the sandbox and production base URLs?+

Sandbox and production share the same paths and differ only by base URL: use https://staging.eko.in/ekoapi/v3 for UAT / Sandbox, and https://api.eko.in/ekoicici/v3 for Production. A common cause of failures is calling the sandbox/staging URL with live credentials (or vice-versa) — make sure the base URL matches the keys you are using.

Do I need to whitelist my server IP?+

Production API access may require your static public (server) IP to be whitelisted. If your calls work from Postman but fail or time out from your own server, share your static public IP with us so we can whitelist it.

What response times can I expect?+

Most verification APIs return in real time with sub-second responses, and 99th-percentile latency stays under two seconds across verification endpoints. Transaction APIs (DMT, AePS, BBPS) respond within seconds.

Can the API handle high volumes?+

Yes. The API is designed to handle large-scale volumes reliably without performance degradation.

How is API usage billed?+

Usage is billed per successful API call with no minimum commitment. Volume-based pricing tiers are available — contact our team for detailed rates.

Get API Access

Sign up now and start integrating in minutes. Our team will help you go live quickly.

  • Sandbox access in minutes
  • Dedicated integration support
  • Comprehensive documentation
  • Reliable, high-volume workflows

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