UPI Payout API
Send money instantly to any UPI ID - VPAs, mobile numbers, or linked bank accounts. Perfect for vendor payments, refunds, and disbursements.
Key Features
Everything you need to integrate and scale
Instant Transfers
Send money to any UPI ID with instant credit, 24x7.
VPA & Mobile Support
Pay to UPI IDs, mobile numbers, or bank account-linked VPAs.
Bulk Payouts
Process thousands of payouts in a single API batch.
Real-time Status
Instant webhook notifications for successful transfers.
Auto-retry Logic
Intelligent retry mechanism for failed transactions.
Detailed Reports
Transaction-level reports with UTR and status details.
Why Choose Eko?
Zero Bank Holidays
UPI works 24x7x365, including weekends and holidays.
Lower Cost
More cost-effective than NEFT/IMPS for small-value payouts.
No Account Details
Just need UPI ID - no need to collect bank account details.
Instant Confirmation
Know immediately if the transfer succeeded or failed.
High Success Rate
99%+ success rate with intelligent routing.
Secure Transfers
Bank-grade encryption and secure API authentication.
Primary Use Cases
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Create an account on Connect App and get your sandbox credentials.
Submit KYC
Complete your KYC verification process by submitting the required documents.
Integrate API
Use our comprehensive documentation to integrate the APIs.
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
Add Funds
Load your payout wallet with working capital.
Scale
Process bulk payouts as your business grows.
Sign Up
Create an account on Connect App and get your sandbox credentials.
Takes less than a minute
Submit KYC
Complete your KYC verification process by submitting the required documents.
Integrate API
Use our comprehensive documentation to integrate the APIs.
Test in Sandbox
Test your integration thoroughly in our sandbox environment.
Add Funds
Load your payout wallet with working capital.
Scale
Process bulk payouts as your business grows.
Frequently Asked Questions
What UPI IDs are supported?+
We support all UPI IDs across banks - user@upi, user@paytm, user@ybl, mobile@upi, and any other valid VPA format.
What is the maximum payout limit?+
Individual UPI payouts can be up to ₹1 lakh per transaction. Higher limits are available for verified business accounts.
How do I handle failed payouts?+
Failed payouts are automatically retried based on error type. You receive webhook notifications for all status changes. Funds are returned to your wallet for non-recoverable failures.
Is there a minimum payout amount?+
Minimum payout is ₹1. There's no limit on number of payouts, making it ideal for micro-transactions.
How do I verify UPI ID before payout?+
Use our UPI ID Verification API to validate the UPI ID and get beneficiary name before initiating payout.
Get API Access
Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- 99.9% uptime guarantee
Get API Access
Get started in 10 minutes