Travel Industry APIs for agent onboarding & payment verification
Onboard travel agents and tour operators quickly, verify business credentials, and secure every commission payout — Eko gives travel aggregators and OTAs the KYB and payment APIs to scale their agent networks.
The challenge for Travel
India's travel industry relies on a vast network of independent agents — over 60,000 registered IATA agents and millions of informal resellers. OTAs and travel aggregators onboarding new agents face the same KYB challenge as any marketplace: verify identity, validate the business, confirm the payout account. Doing this manually blocks agent activation for days.
On the payment side, travel platforms must settle with hotels, airlines, and activity providers across India — often in real time. Verified settlement accounts and instant payment rails are critical to maintaining supplier relationships and agent trust.
Recommended solution packs
Pre-bundled API stacks designed for your industry workflow.
All APIs you'll need
Every Eko API relevant to your industry, with relevance indicators.
Real-world use cases
OTA agent network expansion
Situation: An OTA wants to onboard 10,000 travel agents across Tier 2–3 cities as business partners.
Integration: Merchant Onboarding Pack: mobile OTP → PAN verify → GST check → bank penny-drop → instant activation for booking and commissions.
Result: Agent activation from 5 days to 8 minutes. 3,000 new agents activated in the first month.
Travel BNPL for corporate clients
Situation: A B2B travel platform wants to offer 30-day credit to corporate clients for flight and hotel bookings.
Integration: Lending KYC Pack verifies company PAN, DigiLocker pulls ITR, bank account confirmed. Fund Transfer issues approved credit to the booking account.
Result: Corporate GMV increased 60% within 3 months of BNPL launch.
Why Eko for Travel
Fast agent activation
PAN + GST + Bank penny-drop completes in under 10 minutes — agents start booking and earning same day.
Supports informal agents
For agents without GST, PAN + Aadhaar + bank provides a compliant onboarding path.
Real-time settlement
UPI Payout and IMPS disburse commissions and supplier payments instantly — no T+2 delays.
One integration, all checks
PAN, GST, bank, Aadhaar — single API integration covers every KYB requirement.
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Compliance & regulatory
RBI Payment Aggregator guidelines
Settlement account verification before disbursing collected payments meets RBI PA/PG requirements.
GST compliance
GST Verification confirms agency TCS and input tax credit eligibility for B2B travel transactions.
Frequently Asked Questions
Can I onboard travel agents without GST registration?+
Yes. The pack falls back to PAN + Aadhaar for individual agents below the GST threshold. Bank verification still runs to configure their payout account.
How fast is the bank penny-drop verification?+
Typically under 3 seconds. The API returns account holder name and active/inactive status in the same call.
Can I use Eko for collecting customer advance payments?+
Yes. BBPS supports advance payment collection. For card and UPI collections, Eko's payment gateway partners integrate alongside the verification APIs.
Get API Access Now
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