SaaS Platform APIs for embedded verification & payments
Embed KYC, verification, and payment APIs directly into your SaaS product — give your customers instant onboarding, compliance, and transaction capabilities without building the infrastructure yourself.
The challenge for SaaS Platforms
SaaS platforms increasingly need to offer financial and compliance features — KYC for onboarding, bank verification for payouts, GST validation for billing, or lending data for credit-embedded products. Building and maintaining these integrations in-house means managing 6–10 different vendor contracts, disparate APIs, and ongoing compliance updates as regulations change.
Eko provides a single API platform that SaaS builders can embed as a backend service — one set of credentials, one dashboard, one contract covering PAN, GST, bank, Aadhaar, DigiLocker, and payment rails. Your product ships faster; your customers get features they'd otherwise build themselves.
Recommended solution packs
Pre-bundled API stacks designed for your industry workflow.
All APIs you'll need
Every Eko API relevant to your industry, with relevance indicators.
Real-world use cases
Embedded BGV in an HR SaaS
Situation: An HR software company wants to offer 'instant employee BGV' as a premium feature — without building verification infrastructure.
Integration: They embed Eko's PAN + Employee Verification + DigiLocker APIs via a single SDK. Customers click 'Run BGV' inside the HR tool; Eko handles every step.
Result: New premium tier launched in 3 weeks. 40% of enterprise customers upgraded for the BGV feature.
Fintech SaaS adds MSME credit scoring
Situation: An accounting SaaS for CAs wants to add a 'loan eligibility' widget for their SME clients.
Integration: MSME Credit Assessment Pack: GST history fetch → PAN identity link → bank account validation. The SaaS presents a credit score to CAs in-app.
Result: NBFC partner secured within 2 months. ₹50 Cr in loan applications generated in the first quarter.
Marketplace SaaS automates seller KYB
Situation: A white-label marketplace platform needs every client's sellers to complete KYB before listing products.
Integration: Merchant Onboarding Pack embedded as an API call within the seller registration webhook. PAN + GST + bank happen automatically on signup.
Result: Zero failed payouts from unverified accounts. Marketplace clients see 80% fewer KYB support tickets.
Why Eko for SaaS Platforms
One API, all compliance features
PAN, GST, bank, Aadhaar, DigiLocker, payments — one key, one contract, one dashboard.
Embed in days, not quarters
RESTful APIs with detailed SDKs — typical SaaS integration completed in 3–5 days.
Usage-based pricing
Pay per API call — no minimum commitment. Pass costs to customers or absorb in your margin.
Reliable, high-volume workflows
Enterprise-grade reliability with dedicated support for SaaS platform partners.
How to Integrate
Get started in minutes with our simple integration process
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Sign Up
Sign up in minutes at ekostore.app/eps with your mobile number (OTP verify).
Verify Identity
Complete your basic KYC with PAN and address details to verify your identity.
Test APIs Live
Load funds into your wallet and test the APIs live before integrating.
Integrate
Send your developers to eps.eko.in/ai for free AI plugins & tools to integrate faster.
Go Live
Get production credentials and start processing real transactions.
Frequently Asked Questions
Can I white-label Eko's verification flows inside my SaaS?+
Yes. The APIs are headless — you build the UI, Eko powers the data layer. Your customers see your brand throughout.
How do I handle user consent for verification?+
Eko's API responses include a consent token. You capture consent in your UI and pass it with the API call — Eko logs it for audit under the DPDP Act.
Is there a per-seat or platform fee?+
No platform fee. Billing is purely per API call. Volume pricing tiers kick in at 1,000+ monthly calls.
Can my SaaS customers get their own API credentials?+
Yes. Eko supports multi-tenant API key issuance for SaaS platforms — each of your customers gets their own credentials, billing rolls up under your master account.
What's the sandbox-to-production timeline?+
Sandbox is available immediately on signup. Production go-live takes 3–5 business days after platform KYC submission.
Get API Access Now
Sign up now and start integrating in minutes. Our team will help you go live quickly.
- Sandbox access in minutes
- Dedicated integration support
- Comprehensive documentation
- Reliable, high-volume workflows
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