SOLUTION PACK

DBT Cashout API Pack

Enable citizens to withdraw government DBT benefits at agent points — biometric cashout from PM-KISAN, MGNREGA, and all state DBT schemes.

AePS Cashout Aadhaar Verification Bank Verification

Critical DBT infrastructureUsed in 500+ districtsRBI compliant99.9% uptime

Get Sandbox Access View Documentation

Core Use Cases

What You Can Achieve

"Let any citizen withdraw their government benefit at the nearest kirana store — using only their Aadhaar number and fingerprint — in under 30 seconds."

APIs In This Pack

What You Get

Every API in this pack, what it does, and why it's included.

AePS Cashout API

See API docs →

What it does:Biometric cash withdrawal from any Aadhaar-linked government scheme account.

Why it's in this pack:The only way rural beneficiaries can access DBT funds without an ATM card — serves 100 million+ Jan Dhan account holders.

Aadhaar Verification API

See API docs →

What it does:Verify beneficiary identity before cashout.

Why it's in this pack:Prevents impersonation fraud in DBT withdrawals — every transaction is tied to a biometric record.

Bank Account Verification API

See API docs →

What it does:Confirm seeding of Aadhaar to the DBT recipient bank account.

Why it's in this pack:Validates that the correct bank account is linked to the Aadhaar before routing the cashout.

Workflow

How it works

Beneficiary visits agent with Aadhaar number

AePS authentication — fingerprint scan

Balance check — DBT credit confirmed

Cash dispensed — agent debited, beneficiary credited

SMS receipt sent to beneficiary's registered mobile

Industries

Built For These Businesses

Agriculture

Financial services for farmers & FPOs

Kirana & Retail

Turn shops into banking touchpoints for extra income

Agent Networks (CSP/BC)

Scale BC/CSP operations under Eko's BCNM license

Frequently Asked Questions

Which DBT schemes work with AePS cashout?+

All Aadhaar-seeded DBT schemes including PM-KISAN, MGNREGA, PM Ujjwala, Pradhan Mantri Awas Yojana, scholarship schemes, and state-level DBT programs.

What if the biometric scan fails?+

Eko's AePS API includes biometric retry logic and UIDAI fallback OTP authentication for elderly customers with worn fingerprints.