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    SOLUTION PACK

    DBT Cashout API Pack

    Enable citizens to withdraw government DBT benefits at agent points — biometric cashout from PM-KISAN, MGNREGA, and all state DBT schemes.

    AePS CashoutBank VerificationDigiLocker
    Critical DBT infrastructureUsed in 500+ districtsRBI compliantReliable, high-volume workflows
    Get Sandbox Access View Documentation
    Core Use Cases

    What You Can Achieve

    "Let any citizen withdraw their government benefit at the nearest kirana store — using only their Aadhaar number and fingerprint — in under 30 seconds."

    APIs In This Pack

    What You Get

    Every API in this pack, what it does, and why it's included.

    AePS Cashout API

    See API docs →

    What it does: Biometric cash withdrawal from any Aadhaar-linked government scheme account.

    Why it's in this pack: The only way rural beneficiaries can access DBT funds without an ATM card — serves 100 million+ Jan Dhan account holders.

    Bank Account Verification API

    See API docs →

    What it does: Confirm seeding of Aadhaar to the DBT recipient bank account.

    Why it's in this pack: Validates that the correct bank account is linked to the Aadhaar before routing the cashout.

    DigiLocker Integration API

    See API docs →

    What it does: Pull Aadhaar, driving licence, and ITR documents paperlessly via DIPP integration.

    Why it's in this pack: Eliminates document upload friction — borrower consents once and all docs are fetched automatically.

    Workflow

    How it works

    1

    Beneficiary visits agent with Aadhaar number

    2

    AePS authentication — fingerprint scan

    3

    Balance check — DBT credit confirmed

    4

    Cash dispensed — agent debited, beneficiary credited

    5

    SMS receipt sent to beneficiary's registered mobile

    Industries

    Built For These Businesses

    Agriculture

    Financial services for farmers & FPOs

    Kirana & Retail

    Turn shops into banking touchpoints for extra income

    Agent Networks (CSP/BC)

    Scale BC/CSP operations under Eko's BCNM license

    Frequently Asked Questions

    Which DBT schemes work with AePS cashout?+

    All Aadhaar-seeded DBT schemes including PM-KISAN, MGNREGA, PM Ujjwala, Pradhan Mantri Awas Yojana, scholarship schemes, and state-level DBT programs.

    What if the biometric scan fails?+

    Eko's AePS API includes biometric retry logic and UIDAI fallback OTP authentication for elderly customers with worn fingerprints.

    Related

    Related solutions

    Rural Financial Services Pack

    Last-mile financial access for Tier 3+ markets

    AePS CashoutBank Account VerificationDigiLocker Integration
    Explore pack

    Assisted Banking Agent Pack

    AePS + DMT + BBPS for kirana & CSP networks

    AePS CashoutDomestic Money Transfer (DMT)Bill Payment (BBPS / Bharat Connect)
    Explore pack

    Get API Access Now

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    • Sandbox access in minutes
    • Dedicated integration support
    • Comprehensive documentation
    • Reliable, high-volume workflows

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