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    Transparent API pricing & partner commissions

    Pay per use for verification APIs — setup fee waived for a limited time. Earn commission on every DMT, AePS and BBPS transaction.

    ₹0 setup fee — limited-time offerPer-transaction billingNo monthly minimumsOnly successful calls billed
    Pricing Calculator

    Estimate your monthly cost

    Pick the APIs you need, set your monthly volumes, and see your cost instantly.

    PAN
    Bank Account
    UPI
    GST & Business
    Identity Documents
    Vehicle
    Employment
    Data & Utility

    * Bulk APIs are billed per individual verification in the bulk request — e.g. one bulk call with 100 PANs at ₹1.20 each costs ₹120.

    Full rate card

    Every verification API at a glance — per transaction, exclusive of GST @ 18%.

    PAN

    APIRateAdd to estimate
    PAN Verification (Lite)
    Popular
    PAN Verification    		₹1.20 per verification
    PAN Comprehensive
    PAN Verification    		₹2.04 per verification
    Bulk PAN Verification*
    PAN Verification    		₹1.20 per verification
    Bulk PAN Status*
    PAN Verification    		₹1.20 per verification

    Bank Account

    APIRateAdd to estimate
    Bank Search by IFSC
    Bank Verification    		₹0.18 per lookup
    Bank Account Verification (Pennyless)
    Bank Verification    		₹2.04 per verification
    Bank Account Verification (Pennydrop)
    Popular
    Bank Verification    		₹3.00 per verification
    Bulk Bank Account Verification*
    Bank Verification    		₹2.04 per verification

    UPI

    APIRateAdd to estimate
    UPI ID (VPA) Verification
    Popular
    UPI ID Verification    		₹2.64 per verification
    Mobile to VPA
    UPI ID Verification    		₹1.44 per lookup

    GST & Business

    APIRateAdd to estimate
    GST Verification (Basic)
    GST Verification    		₹0.72 per verification
    Fetch GST with PAN
    GST Verification    		₹2.04 per verification
    Advance GST
    GST Verification    		₹4.20 per verification
    CIN Verification
    CIN Verification    		₹1.80 per verification
    DIN Verification
    DIN Verification    		₹2.04 per verification
    FSSAI License Verification
    FSSAI Verification    		₹3.24 per verification
    ITR Compliance Check
    ITR Compliance    		₹2.04 per verification

    Identity Documents

    APIRateAdd to estimate
    Driving Licence Verification
    DL Verification    		₹1.80 per verification
    Voter ID Verification
    Voter ID Verification    		₹1.80 per verification
    Passport Verification
    Passport Verification    		₹1.80 per verification
    CKYC Download
    		₹7.80 per download
    DigiLocker (Create URL)
    DigiLocker    		₹1.44 per request
    Name Match
    Name Match    		₹0.60 per match

    Vehicle

    APIRateAdd to estimate
    Vehicle RC Verification
    RC Verification    		₹3.00 per verification
    Vehicle E-Challan Advance
    E-Challan    		₹2.04 per check

    Employment

    APIRateAdd to estimate
    EPFO Passbook
    Employee Verification    		₹7.20 per fetch
    Employee Detail
    Employee Verification    		₹6.00 per verification
    Doctor Verification
    		₹3.60 per verification

    Data & Utility

    APIRateAdd to estimate
    Email Verification
    Email Verification    		₹8.40 per check
    Reverse Geocoding
    Reverse Geocoding    		₹3.60 per lookup

    All prices in ₹ per transaction, exclusive of GST @ 18%.

    * Bulk APIs are billed per individual verification in the bulk request — e.g. one bulk call with 100 PANs at ₹1.20 each costs ₹120.

    Earnings Calculator

    Estimate your monthly earnings

    DMT, AePS and BBPS pay you a commission per transaction. Set your volumes and average amounts to see your estimated monthly earnings.

    DMT
    AePS
    BBPS

    Commission per transaction, exclusive of GST. Where operator rates vary, the lowest rate is used for a conservative estimate.

    Commission rate card

    DMT, AePS and BBPS commissions at a glance — per transaction, exclusive of GST @ 18%.

    DMT — Commission by transaction amount

    Sender pays 1% fee (min ₹10.00); one-time sender KYC ₹11 · Max txn ₹5,000

    Txn amount (₹)Eko pricingYour commissionAfter TDS @ 2%
    100 – 1,000₹5.67₹2.87₹2.81
    1,001 – 1,100₹6.52₹3.72₹3.65
    1,101 – 1,200₹7.37₹4.57₹4.48
    1,201 – 1,300₹8.22₹5.42₹5.31
    1,301 – 1,400₹9.06₹6.26₹6.13
    1,401 – 1,500₹9.91₹7.11₹6.97
    1,501 – 1,600₹10.76₹7.96₹7.80
    1,601 – 1,700₹11.61₹8.81₹8.63
    1,701 – 1,800₹12.45₹9.65₹9.46
    1,801 – 1,900₹13.30₹10.50₹10.29
    1,901 – 2,000₹14.15₹11.35₹11.12
    2,001 – 2,500₹18.39₹15.59₹15.28
    2,501 – 3,000₹22.62₹19.82₹19.42
    3,001 – 3,500₹26.86₹24.06₹23.58
    3,501 – 4,000₹31.10₹28.30₹27.73
    4,001 – 4,500₹35.34₹32.54₹31.89
    4,501 – 5,000₹39.57₹36.77₹36.03

    AePS — Cashout & mini statement

    Mini statement earns ₹0.75 per transaction

    Transaction bracketCashout commission
    ₹101 – ₹3,0000.4% of amount
    ₹3,001 – ₹10,000₹13.00 flat
    Fund settlement · ₹101 – ₹25,000₹5.00 + GST (charge)
    Fund settlement · ₹25,001 – ₹2,00,000₹10.00 + GST (charge)

    BBPS — Commission by bill category

    Lowest operator rate shown where rates vary — conservative estimate

    CategoryCommissionAdd to estimate
    Electricity Bill₹1 – ₹5,000: ₹1.20; ₹5,001 – ₹20,000: 0.52% of amount; ₹20,001 – ₹1,00,000: 0.6% of amount; ₹1,00,001+: 0.32% of amount
    Water & Piped Gas₹1 – ₹5,000: ₹1.20; ₹5,001 – ₹20,000: 0.52% of amount; ₹20,001 – ₹1,00,000: 0.6% of amount; ₹1,00,001+: 0.32% of amount
    Mobile Postpaid & Landline₹0.72
    Broadband₹0.72
    Insurance Premium₹1 – ₹5,000: ₹3.76; ₹5,001+: ₹1.74
    Loan EMI Repayment₹2.00
    FASTag Recharge

    Bank-issued FASTags ₹1.12; FASTag (General) 0.05%

    		₹1.12
    LPG Cylinder Booking

    Rate varies by oil company — see Excel rate card

    		₹0.80
    Mobile Prepaid Recharge

    1%–3.04% by operator (Jio/Airtel 1%, VI 2.56%, BSNL 3.04%)

    		1% of amount
    DTH Recharge

    2%–2.56% by operator (Tata Play/Videocon 2%, others 2.56%)

    		2% of amount
    Credit Card Bill Payment₹0.20
    Education Fee Payment₹1.74
    Municipal Taxes & Services

    ₹0.72–₹1.824 by amount and corporation

    		₹0.72
    Metro Card Recharge₹0.80

    All commissions in ₹ per transaction, exclusive of GST @ 18%. TDS @ 2% applies on payouts.

    Operator-wise rates for 100+ BBPS billers are in the downloadable Excel rate card.

    Connected Banking

    Virtual accounts & BaaS pricing

    One-time setup per bank per user, plus simple per-transaction charges.

    Bank integrations

    Setup fee is ₹75,000 + GST per bank per user · Banks: HDFC, IDFC FIRST, RBL, SLICE

    1

    Monthly transactions

    01K10K1L10L
    txn/mo

    Average transaction amount

    Determines the per-transaction charge slab (₹8.00 up to ₹1,000 · ₹8.00 up to ₹25,000 · ₹15.00 up to ₹50,000)

    ₹

    Connected Banking rate card

    Transaction slab (₹)Charge per txn (excl. GST)
    100 – 1,000₹8.00
    1,001 – 25,000₹8.00
    25,001 – 50,000₹15.00

    One-time setup fee: ₹75,000 + GST per bank per user · Available banks: HDFC | IDFC FIRST | RBL | SLICE

    Frequently Asked Questions

    How does billing work?+

    Usage is billed per successful API call — you pay only for verifications that return a result. There is no monthly minimum and no lock-in. Monthly invoices are available on the Connect portal.

    Is there a setup fee?+

    Setup fees are currently waived as a limited-time offer — you pay ₹0 to activate. Standard activation fees may apply for new integrations once the offer ends.

    Are the listed prices inclusive of GST?+

    No. All listed rates are exclusive of GST, which is charged at 18%. The calculator lets you toggle the total between GST-inclusive and GST-exclusive views. Add your GST number on the Connect portal for GST-compliant invoices.

    Am I charged for failed verifications?+

    No. You are only billed for successful API responses. Failed or errored calls are not counted toward your usage.

    Is there a free sandbox to test the APIs?+

    Yes. Sandbox access is free — sign up, test every API end-to-end with sample data, and move to production whenever you're ready.

    Can prices change?+

    Commercials are subject to change based on service-provider terms. Any revision is communicated in advance, and your dashboard always reflects the rates applicable to your account.

    How do DMT commissions work?+

    Your commission per DMT transaction depends on the transaction amount slab — from ₹2.87 on transfers up to ₹1,000 to ₹36.77 on transfers of ₹4,501–₹5,000. The sender pays a 1% transaction fee (minimum ₹10); your commission is what remains after Eko's pricing, exclusive of GST.

    Who pays the DMT customer fee and sender KYC charge?+

    Both are charged to the sender: a 1% transaction fee (minimum ₹10) per transfer, and a one-time ₹11 (excl. GST) KYC charge when a new sender is registered.

    Is TDS deducted from commissions?+

    Yes. TDS @ 2% is deducted from every commission payout, as required by law. The calculator shows both your gross commission and an indicative after-TDS figure.

    How does AePS commission work?+

    AePS cash withdrawals earn 0.40% of the amount for transactions of ₹101–₹3,000 and a flat ₹13 for ₹3,001–₹10,000. Mini statements earn ₹0.75 per transaction. Fund settlements carry a small charge of ₹5–₹10 + GST depending on the settlement amount.

    Where can I find operator-wise BBPS commission rates?+

    The calculator uses category-level rates (conservative, lowest operator rate where rates vary). The downloadable Excel rate card lists commission for every BBPS operator — 100+ billers across electricity, insurance, EMI, FASTag, prepaid and more.

    Are the commission rates inclusive of GST?+

    No. All commission figures are exclusive of GST @ 18%. Add your GST number on the Connect portal for GST-compliant invoices.

    What does the Connected Banking setup fee cover?+

    The one-time setup fee of ₹75,000 + GST applies per bank per user and covers the virtual-account and BaaS infrastructure integration with that bank.

    Which banks are available for Connected Banking?+

    HDFC, IDFC FIRST, RBL and SLICE. Each bank integration is set up separately per user.

    What are the Connected Banking transaction charges?+

    ₹8 per transaction (excl. GST) for amounts of ₹100–₹25,000 and ₹15 per transaction for ₹25,001–₹50,000.

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